From one year to the next, things happen and life changes. People get married, have babies, get sick, get better, move house, start new jobs, separate, go overseas, retire from work… you get the idea.
What’s going on in your life right now determines the type of insurance you need and the cover levels you require. That is why we recommend you complete the Lifestyle Check. By understanding how you live, we can better assist you by tailoring our recommendations for your circumstances.
Why should you do a Lifestyle Check?
The Lifestyle Check is a purpose-built tool that makes it easy to review your insurance needs. It gathers up-to-date information about lifestyle factors such as income, dependents, responsibilities and future plans. Armed with this information, your independent Insurance Adviser will be able to make recommendations that are relevant to your current situation.
Your Quick Checklist
Here's a one-minute checklist you can complete to gauge whether it would be valuable for you to seek further risk advice.
Lifestyle Check Diagnosis
None: Fantastic: Good job! You are managing your life’s financial concerns and risks well. You might want to think about checking with your AIA New Zealand Insurance Adviser about whether your current cover is appropriate for your stage of life, including whether you are currently over-insured.
Lifestyle Check Diagnosis
1-3: Monitor: Most of your financial and risk concerns seem to be under control at the moment. Whatever your circumstances, it is good to review your unfulfilled concerns immediately. We recommend you make an appointment with your AIA New Zealand Insurance Adviser as soon as possible, in order that they can review your situation and advise you accordingly.
Lifestyle Check Diagnosis
4 or more: You should be on ‘Red Alert’! What if the worst were to happen. Will your loved ones be able to manage financially? If you are wondering what you should do next, we would strongly suggest that you make an appointment with an AIA New Zealand Insurance Adviser today. Don’t worry if this check has given you lots to worry about, your AIA New Zealand Insurance Adviser will be able to help you move forward - call 0800 800 242 to be put in touch with an AIA New Zealand Insurance Adviser today.