Life Insurance
Protects your loved ones’ future if you're diagnosed with a terminal illness or die.
Now's the perfect time to 'Share The Love'.
T&C's apply.
We want to help you 'Share The Love' by giving someone you care about $50,000 of free AIA Everyday Life cover for six months. Whether you choose a family member or good friend, help New Zealand become the healthiest and best protected nation in the world by sharing the love.
See full terms and conditions below.
The Share the Love promotion is available with an eligible AIA insurance policy.
Please note this promotion is no longer available. See full terms and conditions below.
Don't have insurance with us? Check out our products below, and request a call from an Adviser to start your application.
View frequently asked questions about Share the love
At AIA, our dream is to champion New Zealand to be the healthiest and best protected nation in the world. By inviting our customers to Share The Love, we’re able to protect more Kiwi’s and their loved ones’ should they be diagnosed with a terminal illness or pass away.
Any new individual AIA Living risk policy (Personal, Business), AIA Private Health policy, or ASB LSP (Personal, Business or Health) policy, submitted during the eligibility period (28 September 2020 to 28 February 2021) and issued by 30 April 2021.
Increases in cover (top-ups) are eligible only when the benefit is fully underwritten and issued under a new policy that meets the eligibility criteria.
You may nominate one Loved One for each eligible policy issued.
Start-Up Income Protection
Any policy that replaces an existing policy and/or benefit
Any special events or future insurability increase, or buy-back or premium conversions
Any rider benefits such as Waiver of Premium, Redundancy, Accidental Injury, Retirement Protection
A compulsory workplace risk product
Any policy held by you if you:
To be eligible for the AIA Everyday Life cover, a Loved One:
When you apply for a new eligible policy, you will have the opportunity to nominate a Loved One to receive AIA Everyday Life free cover for 6 months. It is important that you only provide AIA the email address of friends that you know well, and that you think will be interested in receiving the offer. You must get your Loved One’s consent before you provide us with their details.
When you are issued with a new eligible policy, AIA will send your nominated Loved One an invitation to take AIA Everyday Life free cover for 6 months.
Your Loved One will have 30 days from the date the offer is made to accept or decline the offer.
Your Loved One can be nominated more than once but they are only eligible for one free AIA Everyday Life policy, irrespective of how many times they are nominated.
The free AIA Everyday Life policy provides a $50,000 life benefit for 6 months.
This amount will be paid once in a lump sum if your Loved One passes away or is diagnosed with a terminal illness.
Cover is in place for 6 months and is limited to $50,000 life cover (death and terminal illness) as explained above.
The policy has certain exclusions:
These exclusions are explained in more detail in the brochure that can be found at here.
AIA Everyday Life is a single life assured product.
Your Loved One cannot transfer ownership to another person.
Near the end of the AIA Everyday Life policy period, AIA will send your Loved One an email to remind them that the policy is due to come to an end.
The Loved One will be offered the option to discuss their insurance needs and cover options with your adviser.
AIA Everyday Life cover is a free policy. No charges or fees apply
No. AIA Everyday Life policies are not eligible for Airpoints, Vitality and Multi Benefit Discount.
If the situation arises where your Loved One needs to make a claim, we can be contacted on 0800 500 108 or email enquireNZ@aia.com
AIA Services New Zealand and its affiliate companies (AIA) want you to Share The Love, and give someone you care about a little gift from us – free insurance. Simply take out an eligible AIA insurance policy or ASB Lifestyle Security Plan between 28 September 2020 and 28 February 2021, and we'll gift $50,000 free AIA Everyday - Life cover to your chosen loved one for six months.
The terms and conditions (Terms) for the Share the Love Promotion are set out below. Please take the time to read the Terms as they contain important information about the Share the Love Promotion including eligibility criteria and key dates.
In these Terms, 'we' means AIA, 'you' or 'your' means the policy owner purchasing the eligible insurance policy and "Loved One" means the AIA Everyday - Life cover recipient you nominate.
To be eligible to gift the AIA Everyday - Life cover to a Loved One, you must apply via e-App and be issued with a new individual AIA Living risk policy (Personal or Business), AIA Private Health policy, ASB Lifestyle Security Plan or ASB Private Health policy during the eligibility period (Eligible Policy).
Increases in cover (otherwise known as “top-up's”) will be treated as an Eligible Policy only when your benefit has been fully underwritten, and that benefit(s) is issued under a new policy that meets the Eligible Policy criteria.
For the avoidance of doubt, the following policies are not Eligible Policies:
(a) AIA Start-Up Income Protection policy;
(b) any paper-based policy application (i.e. the policy application must be submitted via e-App to be eligible);
(c) any policy which replaces an existing Sovereign, ASB or AIA policy and/or benefit where there has been no underwriting;
(d) any special event or future insurability increase;
(e) a compulsory workplace risk product; or
(f) any policy held by a customer who does not reside in New Zealand.
To be eligible to gift the AIA Everyday - Life cover to a Loved One:
(a) AIA must receive your application for an Eligible Policy via e-App between 9:00am on 28 September 2020 and 11:59pm on 28 February 2021; and
(b) the resulting policy(ies) from that application for insurance must be issued by AIA no later than 11:59pm on 30 April 2021; and
(c) the Loved One has 30 days from when AIA contacts them with the offer to accept.
During the application process for insurance, you will be given the opportunity to nominate a Loved One to gift AIA Everyday - Life cover to. Provided they meet the eligibility criteria below, your Loved One will be offered $50,000 of life cover for 6 months for free.
To be eligible for the AIA Everyday - Life cover your Loved One:
(a) must be between the ages of 18 and 65; and
(b) must be a New Zealand Resident who resides in New Zealand; and
(c) cannot be you.
To gift AIA Everyday - Life cover to a Loved One you must provide AIA with your Loved One's contact details (name, phone number and email address). Before you provide these details, it is important that you get your Loved One's consent to do so and that you let your Loved One know that AIA will be emailing them with an invite to accept the free AIA Everyday - Life cover. AIA will be relying on the consent you collect to contact your Loved One about the #ShareTheLove Promotion.
It is important that you only provide AIA the contact details of family or friends that you know well, and that you know are interested in receiving the #ShareTheLove Promotion offer. AIA will send your Loved One an email invite once your Eligible Policy has been issued.
By providing AIA with your Loved One’s contact details, you give us permission:
(a) on behalf of your Loved One, to send an initial invite and one or more reminders to your nominated Loved One; and
(b) to include your name in our communications with your Loved One and disclose that you have nominated them as part of the #ShareTheLove Promotion.
Once your Eligible Policy has been issued, AIA will send an email to the Loved One you have nominated explaining that they are eligible for free AIA Everyday - Life cover and outline any exclusions and special terms and conditions that apply. The Loved One will be asked to either accept or decline the offer.
The Loved One, if they accept the offer of free AIA Everyday - Life cover, must provide AIA with their full name, date of birth, email address, contact number, residential address, New Zealand Resident status, and agree to the AIA Everyday - Life Policy Terms. www.aia.co.nz/share-the-love
The AIA Everyday - Life cover is for a period of 6 months after which time the cover will cease. During the cover period your Loved One will be contacted by AIA and/or your Adviser or ASB Insurance Manager to discuss their insurance cover options.