AIA Healthy Starter
Ever worried about how you would pay your rent if you became sick or injured and were not able to work?
- Starter Plans
AIA Starter Plans
Simple plans you can buy online today.
- Why choose Starter
- AIA Vitality Starter
- Manage My Plan
OUR OFFER
YOUR FIRST MONTH FREE
AIA Starter Life
It’s not nice to think about, but would your loved ones cope financially if you passed away?
AIA Starter Life takes that worry away. If you die or become terminally ill, a lump sum will be paid to your loved ones. Plus, you get a membership to AIA Vitality Starter, our health and wellbeing programme that rewards your healthy choices.
You can also add on our Specialist and Diagnostic Testing benefit which covers the costs of eligible private medical specialist consultations and required diagnostic tests, so you can get the right diagnosis and support when you need it most.
What you get
- Life cover – your choice from $100,000 to $300,000.
- An AIA Vitality Starter membership.
Optional add-on:
- Private Specialist and Diagnostic Testing cover for medical conditions.
- Yearly cover of $5,000.
Reasons to buy today:
- Get your first month free.
- For peace of mind get 30 days to review and if you aren’t happy you can cancel.
Looking for different cover? Check out our other plans, Healthy Starter or Starter Life Plus.
Need more insurance cover? Take a look at AIA’s comprehensive products
Get covered in 3 steps
1
Get an estimate
In a few quick steps
Answer a few simple questions about yourself – it only takes a couple of minutes.
2
Apply online
To see if you're approved
Complete the application and we’ll let you know straight away if you’re approved and get your final offer.
3
Buy your plan
Get covered straight away
For peace of mind you also get your first month free and our 30 day walk away policy.
Ready to take the first step? It only takes a few minutes
Why choose AIA Starter Plans?
Be protected
Get peace of mind knowing your financial wellbeing is protected in case the unfortunate happens
Take control
Take control of your health and get the tools to improve it
Check if you're eligible
Aged from 20 to 55 years
New to AIA
A New Zealand citizen or permanent resident
Frequently asked questions
Got questions?
We've got answers!
+
-
We still might be able to offer you cover through our AIA Living and AIA Health ranges. To discuss your needs in more detail talk to us via Live Chat Mon-Fri (8am - 6pm).
Life Cover and Rent or Mortgage Protection both provide worldwide cover. Whether you’re at home, travelling or living overseas for any period, you remain insured.
Specialist and Diagnostic Testing only covers the costs of specialist consultations and diagnostic tests carried out in New Zealand.
AIA Starter Plans do not contain exclusions for pandemics. If you need to make a claim related to COVID-19, as with any other claim, you will need to meet the ordinary eligibility requirements for your cover.
AIA Starter plans are for individuals only. However, you can add your partner as an additional policy owner after your plan has been issued. This is recommended because having them as an additional owner means they can assist you with the maintenance of your plan. In the event a claim is required, they are also able to lodge and receive claim benefits.
- AIA Starter Plan Policy Wordings Download
Disclaimer:
The indicative plan pricing for AIA Starter Life shown above is based on 32 year old non smoker female with $100,000 life cover. The Estimate tool provides an estimate of plan charge only. Information provided to the Estimate tool and the estimated plan charge displayed on ‘Your Estimate’ is not saved or shared. For more information about AIA’s Privacy Statement, please visit Privacy Statement. All estimates are indicative only and are based on AIA’s standard premium rates for your age, gender, smoking status, occupation and employment status without taking into account your personal circumstances. Your personal circumstances can affect AIA’s ability to provide cover, and the rates or terms on which that cover may be offered. Any estimates and information provided by the Estimate tool are not financial advice. Refer to your estimate for more information about what is included in the plan. The insurance products outlined in the Estimate tool are underwritten by AIA New Zealand Limited (“AIA”). The availability of insurance cover is subject to AIA’s acceptance and approval of a completed application. For full AIA Vitality terms and conditions visit AIA Vitality and for AIA Vitality Starter benefits refer to AIA Vitality Starter.