OUR OFFER

Your first month free

Introducing AIA Starter Plans

Simple plans you can buy online,
get it today and be protected in 15 minutes.

Have a question? Chat to us via Live Chat during Mon – Fri (8am – 6pm).

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Our Plans

Life happens! Protect you and your loved ones with basic insurance and get rewarded for healthier living with AIA Vitality Starter! Choose a plan and tailor its cover to suit you.

AIA Starter Plans
Healthy Starter

AIA Healthy Starter

Get off to a healthy start – protect your rent payments and get AIA Vitality Starter

What you get:

  • Rent cover – your choice of 6 or 12 months payment period, $1,000 to $3,000 per month
  • An AIA Vitality Starter membership

Optional add-on:

  • Private Specialist and Diagnostic Testing for medical conditions
AIA Starter Plans
Healthy Starter

AIA Starter Life

Protect your loved ones’ financial future with basic life cover and get AIA Vitality Starter

What you get:

  • Life cover – your choice $100,000 to $300,000
  • An AIA Vitality Starter membership

Optional add-on:

  • Private Specialist and Diagnostic Testing for medical conditions
AIA Starter Plans
Starter Life Plus

AIA Starter Life Plus

Get the full package of basic life and rent or mortgage cover and get AIA Vitality Starter

What you get:

  • Life cover – your choice $100,000 to $300,000
  • Mortgage or rent cover – your choice of 6, 12 or 24 months payment period, $1,000 to $3,000 per month
  • An AIA Vitality Starter membership

Optional add-on:

  • Private Specialist and Diagnostic Testing for medical conditions

*The price of your plan will depend on your personal information. The indicative plan pricing for AIA Healthy Starter shown above is based on a 32 year old non smoker male with $1,000 of rent cover for 6 months with an 8 week wait period. For AIA Starter Life, is based on a 32 year old non smoker female with $100,000 life cover. For AIA Starter Life Plus, is a 32 year old non smoker male with $1,000 of mortgage cover for 6 months with an 8 week wait period and $100,000 life cover.

Get covered in 3 steps

1

Get an estimate

In a few quick steps

Answer a few simple questions about yourself – it only takes a couple of minutes.

2

Apply online

To see if you're approved

Complete the application and we’ll let you know straight away if you’re approved and get your final offer.

3

Buy your plan

Get coverered straight away

For peace of mind you also get your first month free and our 30 day walk away policy.

Ready to take the first step? It only takes a few minutes

Why choose AIA Starter Plans?

Be protected

Get peace of mind knowing your financial wellbeing is protected in case the unfortunate happens

Take control

Take control of your health and get the tools to improve it

AIA Vitality Starter

Earn rewards

Get healthier and earn rewards and discounts off leading brands
learn more

Check if you're eligible

Aged from 20 to 55 years   

New to AIA      

A New Zealand citizen or permanent resident

Why AIA?

What is AIA Vitality Starter?

Learn more about AIA Vitality Starter and the discounts and rewards you can access

Frequently asked questions
Got questions?
We've got answers!

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  • AIA Starter Plan Policy Wordings
    Download

Disclaimer:
The Estimate tool provides an estimate of plan charge only. Information provided to the Estimate tool and the estimated plan charge displayed on ‘Your Estimate’ is not saved or shared. For more information about AIA’s Privacy Statement, please visit Privacy Statement. All estimates are indicative only and are based on AIA’s standard premium rates for your age, gender, smoking status, occupation and employment status without taking into account your personal circumstances. Your personal circumstances can affect AIA’s ability to provide cover, and the rates or terms on which that cover may be offered. Any estimates and information provided by the Estimate tool are not financial advice. Refer to your estimate for more information about what is included in the plan. The insurance products outlined in the Estimate tool are underwritten by AIA New Zealand Limited (“AIA”). The availability of insurance cover is subject to AIA’s acceptance and approval of a completed application. For full AIA Vitality terms and conditions visit AIA Vitality and for AIA Vitality Starter benefits refer to AIA Vitality Starter.

Copyright © 2022, AIA New Zealand Limited (Company Registration No: 352806), and its affiliates and subsidiaries. All rights reserved.