AIA Healthy Starter
Ever worried about how you would pay your rent if you became sick or injured and were not able to work?
- Starter Plans
AIA Starter Plans
Simple plans you can buy online today.
- Why choose Starter
- AIA Vitality Starter
- Manage My Plan
Your first month free
Get covered
from $5.65* with Starter Plans
Basic life, rent or mortgage protection, buy online today and get your first month free.
Have a question? Chat to us via Live Chat during Mon – Fri (8:30am – 5:30pm).
Already a Starter Plan customer? Manage your plan
Our Plans
Life happens! Protect you and your loved ones with basic insurance and get rewarded for healthier living with AIA Vitality Starter! Choose a plan and tailor its cover to suit you.
AIA Healthy Starter
Protect your big everyday expenses like rent payments and get AIA Vitality Starter
What you get:
- Rent cover – your choice of 6 or 12 months payment period, $1,000 to $3,000 per month
- An AIA Vitality Starter membership
Optional add-on:
- Private Specialist and Diagnostic Testing for medical conditions
AIA Starter Life
Protect your loved ones’ financial future with basic life cover and get AIA Vitality Starter
What you get:
- Life cover – your choice $100,000 to $300,000
- An AIA Vitality Starter membership
Optional add-on:
- Private Specialist and Diagnostic Testing for medical conditions
AIA Starter Life Plus
Get the full package of basic life and rent or mortgage cover and get AIA Vitality Starter
What you get:
- Life cover – your choice $100,000 to $300,000
- Mortgage or rent cover – your choice of 6, 12 or 24 months payment period, $1,000 to $3,000 per month
- An AIA Vitality Starter membership
Optional add-on:
- Private Specialist and Diagnostic Testing for medical conditions
*The price of your plan will depend on your personal information. The indicative plan pricing for AIA Healthy Starter shown above is based on a 32 year old non smoker male with $1,000 of rent cover for 6 months with an 8 week wait period. For AIA Starter Life, is based on a 32 year old non smoker female with $100,000 life cover. For AIA Starter Life Plus, is a 32 year old non smoker male with $1,000 of mortgage cover for 6 months with an 8 week wait period and $100,000 life cover.
Get covered in 3 steps
1
Get an estimate
In a few quick steps
Answer a few simple questions about yourself – it only takes a couple of minutes.
2
Apply online
To see if you're approved
Complete the application and we’ll let you know straight away if you’re approved and get your final offer.
3
Buy your plan
Get covered straight away
For peace of mind you also get your first month free and our 30 day walk away policy.
Ready to take the first step? It only takes a few minutes
Why choose AIA Starter Plans?
Be protected
Get peace of mind knowing your financial wellbeing is protected in case the unfortunate happens
Take control
Take control of your health and get the tools to improve it
Check if you're eligible
Aged from 20 to 55 years
New to AIA
A New Zealand citizen or permanent resident
Why AIA?
We're here for New Zealanders
We’re committed to helping New Zealanders live Healthier, Longer, Better Lives, and have helped over 800,000 Kiwis get the cover they need. As New Zealand’s largest life insurer, you can trust you’re in safe hands.
Live your healthy with AIA Vitality Starter
Only AIA has AIA Vitality. A science-backed health and wellbeing programme that supports you to make healthier lifestyle choices and offers amazing rewards and discounts to motivate you on your journey.
We make claims simple
Our dedicated claims and support team make the claims process as simple and transparent as possible allowing you to focus on your recovery.
AIA customers rate their claim experience 8.9** out of 10. We also paid 92%** of claims received and accepted.
**Results from 2023. AIA Business Insights Team and AIA Customer Claims Survey 2023
What is AIA Vitality Starter?
Learn more about AIA Vitality Starter and the discounts and rewards you can access
Frequently asked questions
Got questions?
We've got answers!
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We still might be able to offer you cover through our AIA Living and AIA Health ranges. To discuss your needs in more detail talk to us via Live Chat Mon-Fri (8:30am - 5:30pm).
AIA Starter plans are for individuals only. However, you can add your partner as an additional policy owner after your plan has been issued. This is recommended because having them as an additional owner means they can assist you with the maintenance of your plan. In the event a claim is required, they are also able to lodge and receive claim benefits.
Yes the plan charges include GST and you can pay by credit or debit card, or you can set up a direct debit from your bank account.
You won’t earn Airpoints Dollars on your plan charges, however with AIA Vitality Starter you have the opportunity to earn $5 Active Rewards each week by meeting your physical activity targets. One way to spend your Active Rewards is by redeeming them for Airpoints Dollars.
- AIA Starter Plan Policy Wordings Download
Disclaimer:
The Estimate tool provides an estimate of plan charge only. Information provided to the Estimate tool and the estimated plan charge displayed on ‘Your Estimate’ is not saved or shared. For more information about AIA’s Privacy Statement, please visit Privacy Statement. All estimates are indicative only and are based on AIA’s standard premium rates for your age, gender, smoking status, occupation and employment status without taking into account your personal circumstances. Your personal circumstances can affect AIA’s ability to provide cover, and the rates or terms on which that cover may be offered. Any estimates and information provided by the Estimate tool are not financial advice. Refer to your estimate for more information about what is included in the plan. The insurance products outlined in the Estimate tool are underwritten by AIA New Zealand Limited (“AIA”). The availability of insurance cover is subject to AIA’s acceptance and approval of a completed application. For full AIA Vitality terms and conditions visit AIA Vitality and for AIA Vitality Starter benefits refer to AIA Vitality Starter.