Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.
For Individuals
For Business
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Choose from private health insurance or specialised cancer insurance.
Financial support if you or your child become seriously ill or injured.
Lump sum payment if you become permanently disabled and are unable to work.
Income protection insurance provides financial support if you can't work due to an accident or illness.
Lump sum payment if you have an accident and suffer one of the covered injuries.
Gives you access to specialist consultations and diagnostic tests so that you can get on the path to treatment early.
Protection for business owners if a key person becomes seriously ill, is injured, or dies.
Financial support if a key person of your farm becomes seriously ill, injured or passes away.
Providing cost effective and comprehensive corporate group insurance for your employees.

AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.
Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.
Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.
Your go to for science-backed health and wellbeing inspiration and advice.
Get help with making a claim.
Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.
Make an Accidental Injury insurance claim.
A personalised end to end claims experience when support matters the most.
AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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News & Information
Our Purpose is to help New Zealanders live Healthier, Longer, Better Lives.
Get to know our Board of Directors and Executive Team
Committed to making a difference in New Zealand with our AIA Vitality Charity partners.
Helping kiwi kids live Healthier, Longer, Better lives
We're here to help! Check out our quick links and digital tools. Still have a question? Get in touch via Live Chat.
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Understanding your policy
Other useful information
Updating policies, moving house, changing names, Covid-19 support... our FAQs section has all the answers and forms.
Product updates, enhancements and policy wordings for current and closed AIA or Sovereign policies.
Find out more about CPI indexation and how it may affect your insurance cover.
Frequently asked questions regarding the AIA Vitality Fee Increase from 2 July 2026; the AIA Vitality Membership Fee will increase for all retail AIA Vitality Memberships from $11.50 to $13.50 per month.
Helpful advice if you have recently arrived, or are considering moving to New Zealand.
A list of some of the services available in New Zealand that offer support, information and help.
The latest AIA investment performance information, as well as a list of closed and terminated investment products.
If you have a complaint, we’ll do our best to resolve the situation.
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& save up to 25% on fresh fruit and veg every month*With AIA Insurance and AIA Vitality.
*T&Cs and spend cap apply. AIA Vitality is available with eligible AIA insurance.
Turn your physical activity into real rewards with up to $260 in vouchers per membership year.
Helping Kiwi kids build healthy habits to live Healthier, Longer, Better Lives.
on fresh fruit & veg every month*
with AIA Vitality
Helping Kiwi kids build healthy habits
Buy eligible AIA insurance & join AIA Vitality to save
AIA Vitality is a science-backed health and wellbeing programme that provides the guidance, tools, and rewards to get more out of life. It shows you how healthy you are now, provides you with tools to start improving your health, and offers amazing rewards and discounts from our partners to keep you motivated along your journey.
Enjoy a healthier and more rewarding ride with AIA Vitality!
Already an AIA Customer?
I have AIA insurance but don’t have AIA Vitality
Add AIA Vitality to your policy and unlock everyday rewards.
*Disclaimer: The AIA Vitality Simulator is an illustrative tool only. It is designed to guide you on how you could earn AIA Vitality Points and get rewarded. Read more
Add AIA Vitality to your AIA Insurance
Join AIA Vitality by adding it to any eligible AIA life, trauma, disability, income protection or health insurance for $13.50 per month (includes GST). For existing customers, the best way to apply for AIA Vitality is online via MyAIA.
Download the app and activate your AIA Vitality membership
Simply activate your AIA Vitality membership by downloading the AIA Vitality app and signing up today.
Level up your Status
Earn points to raise your AIA Vitality Status, from Bronze to Silver, through to Gold and Platinum. An easy way to start is by linking a compatible fitness device and start earning Physical Activity Points.
Enjoy the rewards
Get instant access to great discounts; from sports apparel and movie tickets, to gym memberships. Plus earn weekly rewards for being active!
Activate AIA Vitality to access tools, discounts, and rewards that support your health and wellbeing journey.
When you eat well, sleep well, and stay active, life feels better. Track your sleep, hit your weekly activity targets, and make positive lifestyle choices to earn AIA Vitality points. As you earn more, you’ll move from Bronze to Silver, Gold, and Platinum earning you even greater rewards along the way.
Because the ride is about living and AIA Vitality is here to make every step more rewarding.
| 0 points | 10,000 points | 20,000 points | 30,000 points | 35,000 points | |
|---|---|---|---|---|---|
![]() ![]() |
+25Airpoints™ OR +3,340Everyday Rewards points |
+50Airpoints™ OR +6,670Everyday Rewards points |
+100Airpoints™ OR +13,340Everyday Rewards points |
+125Airpoints™ OR +16,670Everyday Rewards points |
|
| = $25 value | = $50 value | = $100 value | = $125 value | ||
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20%endota discount gift card |
30%endota discount gift card |
40%endota discount gift card |
50%endota discount gift card |
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Earn $260 a year with Active Rewards
Monitor your steps, heart rate, speed or calories burnt using your activity tracker or smartphone and earn a $5 Active Rewards voucher of your choice per week! Reach your weekly personalised physical activity target and get up to $260 in Active Rewards per membership year. Use your $5 credit to choose between:
CHOOSE YOUR REWARD
When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies*. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality programme. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status.
*Rules apply.
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PREMIUM FLEX |
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Example: |
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0 points |
10,000 points |
20,000 points |
30,000 points |
|
|---|---|---|---|---|
|
PREMIUM FLEX |
-2.0% per annum |
-1.0% per annum |
Retain current discount |
+2.0% per annum |
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|
|
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Example: |
If you retain Bronze, your year 2 DISCOUNT WILL BE 8% |
If you reach Silver, your year 2 DISCOUNT WILL BE 9% |
If you reach Gold, your year 2 DISCOUNT WILL BE 10% |
If you reach Platinum, your year 2 DISCOUNT WILL BE 12% |
Read some of our top frequently asked questions about AIA Vitality
AIA Vitality is only available to an eligible Life Assured on qualifying AIA insurance policies.
The AIA Vitality Membership Fee is $13.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).
When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality programme. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.
AIA Vitality can be attached to any of the following fully underwritten policies:
New Business:
Existing Business:
Check out our Benefits and Rewards page to see all the amazing offers available to AIA Vitality members. As the programme evolves this will continue to grow.
Right now all the following devices and apps are compatible with AIA Vitality - Fitbit, Garmin, Apple Health, Google Fit, Samsung Health and Strava.
Ian Jones
“Becoming an AIA Vitality ambassador and part of the AIA whanau is very exciting. It means that I can help inspire better health and wellness within our communities. AIA Vitality is fun and sustainable and I believe it will help to drive those changes."
Dame Valerie Adams
"As an elite athlete and mother of two young children, I value the importance of leading a healthy lifestyle for myself and my family. I’m excited to join the AIA Vitality family as we encourage New Zealanders to overcome their challenges by taking small steps towards a healthier life together."
Jason Gunn
“I believe that you have the ability in a day - in a moment - to be the best part of someone’s day. You might be the one conversation in the day that makes them think, ‘Somebody cares’. I love what AIA Vitality provides for New Zealanders, inspiring them to be the best versions of themselves - mentally and physically.
Disclaimer
*The AIA Vitality Simulator is an illustrative tool only. It is designed to guide you on how you could earn AIA Vitality Points and get rewarded. The information you enter is your personal estimate of the activities you could engage in during an AIA Vitality membership year. The resulting AIA Vitality Points, Status, rewards and potential savings calculated by the tool are indicative only and are based on information you have provided and average spend/savings of existing members. The actual number of points, discounts and rewards earned during an AIA Vitality membership year may differ based on individual factors such as age, gender, fitness activities and certain assessment results. The AIA Vitality Simulator is for AIA Vitality only, and is not intended for use for AIA Vitality Starter members. For AIA Vitality Starter benefits, please visit AIA Vitality Starter. AIA Vitality is only available with an eligible AIA insurance policy and has a monthly membership fee of $13.50 (including GST). The information entered into the AIA Vitality Simulator and the resulting calculations are not saved, used or shared by AIA. For more information about how AIA handles personal information, please visit our Privacy Statement.
Copyright © 2026, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at July 2026 and is subject to change at any time. It contains only a summary of the AIA Vitality programme. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.
We will be in contact as soon as we can.
Did you know, with an eligible policy you can view, claim and update your insurance with MyAIA? Find out more