Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.
For Individuals
For Business
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Choose from private health insurance or specialised cancer insurance.
Financial support if you or your child become seriously ill or injured.
Lump sum payment if you become permanently disabled and are unable to work.
Income protection insurance provides financial support if you can't work due to an accident or illness.
Lump sum payment if you have an accident and suffer one of the covered injuries.
Gives you access to specialist consultations and diagnostic tests so that you can get on the path to treatment early.
Protection for business owners if a key person becomes seriously ill, is injured, or dies.
Financial support if a key person of your farm becomes seriously ill, injured or passes away.
Providing cost effective and comprehensive corporate group insurance for your employees.

AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.
Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.
Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.
Your go to for science-backed health and wellbeing inspiration and advice.
Earn an Apple Watch Series 11 by reaching your weekly physical activity targets
Save up to 25% on fresh fruit and veg* when shopping in-store at Woolworths.
Entry level membership automatically included with all AIA Starter Plans.
Get help with making a claim.
Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.
Make an Accidental Injury insurance claim.
A personalised end to end claims experience when support matters the most.
AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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Understanding your policy
Other useful information
Updating policies, moving house, changing names, Covid-19 support... our FAQs section has all the answers and forms.
Product updates, enhancements and policy wordings for current and closed AIA or Sovereign policies.
Find out more about CPI indexation and how it may affect your insurance cover.
Frequently asked questions regarding the AIA Vitality Fee Increase from 2 July 2026
Helpful advice if you have recently arrived, or are considering moving to New Zealand.
A list of some of the services available in New Zealand that offer support, information and help.
The latest AIA investment performance information, as well as a list of closed and terminated investment products.
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Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim here.
Trauma insurance is also known as Critical Illness Cover, Critical Conditions Cover, Progressive Care or Living Assurance.
Trauma insurance can provide a lump sum payment to help manage the financial impact if you or one of your children were to face one of the covered serious illnesses or injuries.
Some conditions covered by Trauma insurance policies require a three months standdown period. If you are unsure on your cover, please contact us or your adviser to discuss your policy details.
Download and complete your claim form. Once you have your documentation ready, lodge a claim via one of the below methods. We will call you within 5 working days of lodging the claim and aim to update you on the progress of your claim every 7 days.
Typically you'll need:
Your policy number
Your claim form
Any medical information regarding your condition
Specialist reports
Hospital discharge summary
MRI or CT Scan (if applicable)
Histology/Pathology (if applicable)
View frequently asked questions about AIA’s Trauma Insurance claims.
We pay the money as directed by the owner(s) of the policy. It is important to regularly review the ownership of your policy with your financial adviser if your circumstances have changed.
The amount of the claim payment can depend on the severity of the condition and what is stated in the policy document. Depending on the product there are full payments and partial payments for certain conditions.
The Life Assured is the person who insured against serious illness or injury under the policy.
Whereas the policy owner is the person who purchases the policy and is entitled to receive any claim payments.
To ensure there is someone appointed to act on your behalf if you are unable to do so due to location, illness or injury.
A person appointed under an ‘enduring power of attorney’ can act on your behalf if you are mentally incapacitated, and that power will not be revoked by your subsequent incapacity.
Mon-Fri 8.30am-5.00pm
We will be in contact as soon as we can.
Did you know, with an eligible policy you can view, claim and update your insurance with MyAIA? Find out more