Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Join AIA Vitality with any eligible insurance policy and activate the Apple Watch Benefit to earn your Apple Watch.
The Apple Watch Benefit is currently unavailable. The Apple Watch Benefit is expected to return in 2025.
We’ll keep you updated as we get closer to the launch.
We’re excited to offer the Apple Watch Benefit to AIA Vitality members so they can track their health, increase their physical activity and be motivated to achieve their goals.
Kick-start your journey to better health and wellbeing with your new Apple Watch, by earning your weekly physical activity points target. Visit the AIA Vitality app to activate your Apple Watch Benefit.
To join AIA Vitality and start thriving add it to any eligible life, trauma, disability, income protection or health insurance for $11.50 per month (membership fee includes GST). If you are already an AIA customer complete the form or talk to your adviser to see if your policy is eligible.
If you are just starting on your insurance journey, check out our Starter Plans which include an AIA Vitality Starter membership. Plans start from $5.65* per fortnight, for basic rent protection or $5.90* for life insurance which you can buy online in minutes.
Check out how AIA Vitality Starter and AIA Vitality compare.
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Read some of our top frequently asked questions about Apple Watch Benefit
All AIA Vitality members who hold New Zealand citizenship, permanent residence or an acceptable work visa for New Zealand are eligible to apply for this benefit. Non-citizens and non-permanent residents (with a New Zealand work visa) may still apply for the Apple Watch Benefit but may have to supply further information to complete the application. Note that this benefit is only available on the iOS version of the AIA Vitality app.
Once you’ve successfully linked your fitness device or app, and opted in to the Apple Watch Benefit, you’re ready to start tracking your steps, heart rate and calories burnt to earn Physical Activity Points. Weekly targets for the Apple Watch Benefit run from Monday to Sunday each week and range from 200 – 500 points. Beginning at 250 points your target will either increase or decrease depending on your physical activity.
Your voucher code is designed to fully fund an Apple Watch Series 9 GPS, 41mm to the value of $749. You may however pay the difference at checkout if you would like to purchase a higher priced Apple Watch. Apple Watch Series 9 requires an iPhone X or later with iOS 17 or later.
AIA Vitality members can only apply for one Apple Watch Benefit every 24 months even if you've settled the loan earlier than scheduled.
This offer is available for Apple Watch only.
As outlined in your loan agreement, AIA Vitality will automatically allocate a member's weekly $5 Active Rewards to the repayment of the Apple Watch over a period of 24 months. For more information and details on your loan repayment terms, please log on to your etika account and refer to your loan agreement.
Please note, if you activate the Apple Watch Benefit, you will no longer be eligible to select any of the standard $5 Active Rewards vouchers and donations for the next 24 months, or until the loan has been fully settled if settled prior to the end of the 24 month term.
Your repayment is dependent upon the number of weekly physical activity targets you reach each month. If you miss some/all of your weekly targets in any month, the amount that AIA Vitality pays on your behalf will reduce. The table above provides details about your repayments (and what AIA Vitality will pay) based on the number of weekly targets you achieve each calendar month.
The Apple Watch Benefit is currently unavailable. The Apple Watch Benefit is expected to return in 2025. Apple is not a participant in or sponsor of this promotion. Apple Watch® is a registered trademark of Apple Inc. All rights reserved. Apple Watch Series 9 requires an iPhone Xs or later with iOS 17 or later.
Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at August 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective August 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.