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  • Sovereign Joins AIA
    On 2 July 2018, AIA Group acquired Sovereign.
  • Health Insurance
    Helps cover faster access to treatment and is available to children from birth.
  • Life Insurance
    Protects your loved ones’ future from life’s uncertainties
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  • Life & Disability
    AIA Living

    Life & Disability

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • Life Insurance

      Protects your loved ones’ future if you're diagnosed with a terminal illness or die.
    • Trauma Insurance

      Supports you and your family while you or your child navigate a serious illness or injury.
    • Total Permanent Disablement Insurance

      Secures your future if a serious illness or injury leaves you permanently disabled.
    • Income Protection Insurance

      Safeguards your ability to earn if you’re unable to work due to illness or injury.
  • Health Insurance
    AIA Living

    Health Insurance

    Good health is invaluable. Remove the worry around unexpected medical bills, focus on the right treatment when and where you need it, and start your recovery sooner.

    • Private Health Insurance

      Takes care of your medical bills, provides faster medical care that suits your needs, and is available for children from birth.
  • Business & Rural
    AIA Living

    Business & Rural

    Make sure your business is looked after in the event you or a key person is affected by illness, injury or death. We have a wide range of solutions, whatever the size and nature of your business; from those who are newly self-employed, to those in rural business.

    • Business Insurance

      Protection for new and existing business owners if a key person becomes seriously ill, is injured, or dies.
    • Rural Insurance

      Keep your farm or share milking business running smoothly if a key person becomes seriously ill, is injured, or dies.
    • Corporate Solutions

      Insurance provided to employees by their employer, or offered to employees through their place of work.
  • Home Loans

    Home Loans

    GO Home Loan - make your house a home.

    • New GO Home Loan Customers

      Find out more about the home loan that works harder for you.
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      Learn more about managing your mortgage and how to pay off your GO home loan faster.
    • Working with a registered adviser

      GO Home Loans are available exclusively through our independent network of Advisers.
    • Mortgage Protection

      It’s a good idea to have mortgage protection to protect yourself against all eventualities.

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      A GO Home Loan offers a wide range of competitive mortgage interest rates.
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      Previously called MySovereign - our customer portal
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      The latest Sovereign investment performance information, as well as a list of closed and terminated investment products.
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  • AIA Vitality

    AIA Vitality

    AIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for making healthier choices and earn points for getting active, eating well and completing health checks!

    Find Out More
    • What is AIA Vitality

      AIA Vitality’s approach can take you on a journey to better health
    • How Does it Work

      Know your health, improve your health and enjoy the rewards
    • Rewards & Partner Benefits

      Your active lifestyle leads to amazing rewards, thanks to the top brands we’ve teamed up with
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      Start earning AIA Vitality points in just 4 steps
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      Check your AIA Vitality points status and get access to the tools you need to help improve your health
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      (Previously called MySovereign)
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    • AIA Living

    Rural Insurance

    Look after what you’ve built

    Running a farm can be challenging enough without having to worry about the unexpected consequences of illness or injury. We can help you plan now for a secure future. Generally, as a farmer you work and live in the same place along with your family, so challenges or changes directly impact your work and home life at the same time.

    If something should happen to you or a key person, the right insurance can help you make the next step that’s right for you and your farm. The financial support could keep your farm running and provide your family with financial security. Meanwhile you can adjust to any changes to your situation, or if really needed, take time to sell and focus on your new future.

    Key benefits of our Rural Insurance
    • Choose whether you want to offset ACC payments or not

      Choose whether you want to offset ACC payments or not

    • Covered across a wide range of situations that could affect you or your key people to continue working

      Covered across a wide range of situations that could affect you or your key people to continue working

    • Our Enhancement Pass Back Benefit is our commitment to keep our insurance relevant. Changes we make to our business insurance range in the future are automatically passed back to you, offering you even more at claim time

      Our Enhancement Pass Back Benefit is our commitment to keep our insurance relevant. Changes we make to our business insurance range in the future are automatically passed back to you, offering you even more at claim time

    • Upgrade with our Business Income Suport Benefit to access even more support when managing a long-term illness or injury

      Upgrade with our Business Income Suport Benefit to access even more support when managing a long-term illness or injury

    AIA Living Rural Continuity

    Protects the future of your farm if you become seriously ill, are injured or die. It provides monthly payments of an amount agreed at the time you take out your policy.

    Benefits Included

    + Expand All
    - Minimise All
    Recurrent Disablement Benefit

    The waiting period will be waived, if you become totally disabled again and it’s caused by the same or a related illness or injury. This is subject to AIA’s opinion and after considering the advice of a registered medical practitioner and other relevant information.

    Rehabilitation and Support

    An AIA appointed Case Manager will work with you to understand your personal situation and will consider what assistance could aid you to return to work.

    Partial Disablement Bridging Benefit

    If you move from a total to partial disability benefit, this pays a lump sum equal to 1/3 of the last monthly total disability benefit to help cover costs during the transition period.

    Accidental Injury Cover

    OPTIONAL ADD-ON

    This optional benefit provides an up-front payment, should you be injured accidentally. You can use it for whatever you need: covering treatment costs, getting taxis to work, hiring someone to help with children, or simply taking time off work to recover.

    AIA LIVING

    Multi-Benefit Discount

    We want to make insurance affordable for you and your family. If you have two or more eligible insurance policies with AIA you may be able to access a discount on your AIA Living insurance premiums.

    AIA LIVING
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    Policy Wordings
    Policy Wordings
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    Umbrella
    Rural Continuity
    Rural Continuity Income Support
    Business Life Cover
    Business Critical Conditions
    Business Progressive Care
    Business Total Permanent Disablement
    Business Waiver of Premium
    AIA Vitality
    Earn Airpoints Dollars™

    Talk to an Insurance Adviser

    Why use an adviser?

    • An Insurance Adviser can give you free, expert advice to make sure you get the best insurance cover for your current and future needs.

      An Insurance Adviser can give you free, expert advice to make sure you get the best insurance cover for your current and future needs.

    • It costs you nothing and there is no obligation to purchase.

      It costs you nothing and there is no obligation to purchase.

    • Your Adviser will be there in the future to help support you if you ever need to make a claim.

      Your Adviser will be there in the future to help support you if you ever need to make a claim.

    Talk to an Adviser
    Existing Customers - Support

    If you’re an existing Sovereign or AIA policy holder looking for support, please feel welcome to send us a message, or call us on 0800 500 108 Monday to Friday 8am to 6pm.

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    • Make a claim

      Get the information and support you need to get a claim underway.

      Make a claim
    • Past Product Information

      Policy and enhancement information for policy holders of closed AIA and Sovereign policies.

      Past Product Information
    • MyAIA

      MyAIA (previously called MySovereign) is our customer portal where you can view policy information and find answers to your questions.

      MyAIA
    • FAQs and Forms

      Are you looking to update your personal or policy details? Find the answers and forms for our frequently asked questions.

      FAQs and Forms
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    Disclaimer

    Other things you should know: the availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions and premium loadings may apply. This insurance is underwritten by AIA New Zealand Limited (‘AIA’). For full details of the products and benefits offered by AIA, please refer to the policy document(s) which are available from AIA. The information contained in this publication is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any insurance decision, you should consult a professional Adviser. Copies of our disclosure statements are available on request, free of charge.

    A note on exclusions and benefits
    This insurance (including the built-in and optional benefits) is subject to certain stand down periods and exclusions. Please also note that the optional benefits are subject to an increase in premium and their own terms and conditions. 

    Your Duty of Disclosure

    When you apply for insurance with AIA New Zealand Limited, you have a legal duty of disclosure to AIA.

    Find out More
    Your Duty of Disclosure
    Sovereign Joins AIA
    Sovereign Joins AIA
    ×
    Sovereign Joins AIA

    Sovereign policy holders will now be served by AIA New Zealand Limited.

     

    Find out more about the acquisition history
    Contact Us

    0800 500 108

    AIA New Zealand Limited
    AIA House, 74 Taharoto Road, 
    Takapuna, Auckland 0622
    New Zealand

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