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    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

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  • Mortgage Protection Insurance

    Buying a home is a big responsibility. And it’s commitment that affects not only you, but also your family. The last thing you'll want to see is your home slip out of your hands, if for some reason you can’t meet your repayments.


    Keep your home in your hands

    What would happen if you were unable to work for a period of time or worse still, were no longer around? Would you have the resources to keep paying off your home loan, and safeguard your family’s future?

    If you have a mortgage, it’s a good idea to have mortgage protection to protect yourself against all eventualities. We offer a number of ways to ensure your home stays in your hands.

    AIA Living Mortgage and Income Protection

    AIA Living Mortgage and Income Protection can help cover your monthly mortgage instalments or other expenses if your earning capacity is seriously affected by illness, disability or redundancy.

    AIA Living Redundancy Cover is an optional benefit available when you choose the AIA Living Mortgage and Income Protection. It provides cover for monthly mortgage repayments for up to six months if you are made redundant.

    You can also obtain protection for your mortgage through other forms of insurance, such as life cover, critical illness cover (AIA Living Critical Conditions) and income protection: 

    AIA Living Life Cover

    This life insurance provides a lump sum. It can help your loved ones cover expenses such as your mortgage or funeral costs, support to continue raising your children, or ensure your partner’s retirement is protected.

    AIA Living Critical Conditions

    Traditional trauma insurance, designed to pay a once-off lump sum if you suffer from one of more than 50 defined medical conditions.

    AIA Living Mortgage and Income Protection

    Safeguards your ability to earn if you’re unable to work due to illness or injury.


    Talk to an Adviser
    • Go Online Login Go Online Login

    Need help? Call us on
    0800 500 174
    Mon-Fri 8am-5:30pm

    Terms, Conditions and information

    Terms, Conditions and information
    - +
    GO Home Loan Terms & Conditions
    Memorandum of Mortgage for Mortgage Holding Trust Company

    Fees, limits and interest rates

    Fees, limits and interest rates
    - +
    GO Home Loans Fees & Limits Guide
    Home loan interest rates

    Disclaimer: The information contained on this site is of a general nature and is intended as a guide only, outlining some of the features and benefits provided by Sovereign Home Loans. All GO Home Loans are subject to our Sovereign Home Loan lending criteria. Early repayment adjustments may apply. For loans with less than 20% equity a Low Equity Margin may apply. The lender is ASB Bank Limited via its nominee Mortgage Holding Trust Company Limited. The transactional account for Sovereign Home Loans is provided by ASB Bank Limited.

    The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​

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    Auckland 1142

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    CONTACT US

    0800 500 108

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