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    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    For Individuals

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    • Life Insurance

      Provides a lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Explore our health insurance options; choose private health cover or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement Insurance

      Provides a lump sum payment if you become permanently disabled and are unable to work due to accident or injury.

    • Income Protection Insurance

      Monthly payment to replace a portion of your income if you are unable to work due to sickness or injury.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Business Insurance

      Protection for new and existing business owners if a key person becomes seriously ill, is injured, or dies.

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      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • What is AIA Vitality

      AIA Vitality’s approach can take you on a journey to better health

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      Earn an Apple Watch Series 9 by reaching your weekly physical activity targets

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  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Mortgage Protection Insurance

    Buying a home is a big responsibility. And it’s commitment that affects not only you, but also your family. The last thing you'll want to see is your home slip out of your hands, if for some reason you can’t meet your repayments.


    Keep your home in your hands

    What would happen if you were unable to work for a period of time or worse still, were no longer around? Would you have the resources to keep paying off your home loan, and safeguard your family’s future?

    If you have a mortgage, it’s a good idea to have mortgage protection to protect yourself against all eventualities. We offer a number of ways to ensure your home stays in your hands.

    AIA Living Mortgage and Income Protection

    AIA Living Mortgage and Income Protection can help cover your monthly mortgage instalments or other expenses if your earning capacity is seriously affected by illness, disability or redundancy.

    AIA Living Redundancy Cover is an optional benefit available when you choose the AIA Living Mortgage and Income Protection. It provides cover for monthly mortgage repayments for up to six months if you are made redundant.

    You can also obtain protection for your mortgage through other forms of insurance, such as life cover, critical illness cover (AIA Living Critical Conditions) and income protection: 

    AIA Living Life Cover

    This life insurance provides a lump sum. It can help your loved ones cover expenses such as your mortgage or funeral costs, support to continue raising your children, or ensure your partner’s retirement is protected.

    AIA Living Critical Conditions

    Traditional trauma insurance, designed to pay a once-off lump sum if you suffer from one of more than 50 defined medical conditions.

    AIA Living Mortgage and Income Protection

    Safeguards your ability to earn if you’re unable to work due to illness or injury.


    Talk to an Adviser

    Need help? Call us on
    0800 500 174
    Mon-Fri 8am-5:30pm

    • New GO Home Loan Customers
    • Your GO Home Loan
    • Working with a registered adviser
    • Mortgage Protection
    • GO Home Loan Interest Rates

    DISCLAIMER

    The information contained on this site is of a general nature and is intended as a guide only, outlining some of the features and benefits provided by Sovereign Home Loans. All GO Home Loans are subject to our Sovereign Home Loan lending criteria. Early repayment adjustments may apply. For loans with less than 20% equity a Low Equity Margin may apply. The lender is ASB Bank Limited. The transactional account for Sovereign Home Loans is provided by ASB Bank Limited.

    The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​

    Other things you should know:

    GO Home Loans Fees and Limits Guide

    Terms and Conditions

    GO Home Loans Terms and Conditions

    General Terms and Conditions

    Contact Us

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    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

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    Mon - Fri 8am to 6pm
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    Thank you

    Thanks for getting in touch.

    You can expect a response from us within the next 5 - 7 business days depending on the type of query.

    If you need to hear from us sooner, here are some alternative ways you can contact us or find what you're looking for:

    • Contact an AIA Customer Service Consultant on Live Chat, or
    • Call us on 0800 500 108 (or +64 9 487 9963 if calling from overseas).
      The team is available from 8am to 6pm Monday to Friday.
    • For a quick way to confirm your cover, you may be eligible to use MyAIA to view a summary of your policy.