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      Supports you and your family while you or your child navigate a serious illness or injury.

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      Secures your future if a serious illness or injury leaves you permanently disabled.

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      Safeguards your ability to earn if you’re unable to work due to illness or injury.

    • Business & Rural Insurance

      Protection for new and existing business owners if a key person becomes seriously ill, is injured, or dies.

  • Health Insurance
    AIA Health

    Health Insurance

    Having good health is invaluable. Remove the worry around unexpected medical bills, focus on the right treatment when and where you need it, and start your recovery sooner.

    • Private Health

      Takes care of your medical expenses for a range of health conditions and provides faster medical care that suits your needs.

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      Specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery.

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  • AIA HEALTH

    Cancer Care


    What is Cancer Care?

    AIA Cancer Care is specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery. It provides unlimited cover for cancer surgery and access to specialist consultations, diagnostic tests to confirm cancer diagnosis, Pharmac and non Pharmac chemotherapy drugs and other support benefits. If you’re diagnosed with cancer, having more choice and control over your treatment plan can make your journey to recovery much easier. 

    With eligible policies you also get the added benefit of earning Airpoints Dollars™ for premiums paid, and have the opportunity to join AIA Vitality, a science-backed health and wellbeing program that rewards your healthy choices. T&Cs apply

    Ready to talk to an insurance expert?

    Talk to an Adviser
    Kiwi family

    Key benefits of AIA Cancer Care

    • Includes $500,000 extensive cover for cancer treatment and recovery.

      Includes $500,000 extensive cover for cancer treatment and recovery.

    • Access to Pharmac and non-Pharmac Medsafe indicated cancer chemotherapy drugs.

      Access to Pharmac and non-Pharmac Medsafe indicated cancer chemotherapy drugs.

    • Options to have treatments overseas.

      Options to have treatments overseas.

    AIA HEALTH

    Cancer Care

    Specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery.

    + Expand All- Minimise All

    Built-in Benefits

    Unlimited Cancer Surgery Claims

    Unlimited claims for cancer surgeries, for example Surgeon, Anaesthetist, Radiologist and hospital fees.

    CANCER CARE

    Cancer Treatment

    Up to $500,000 of extensive cancer cover for every stage: from diagnosis, to treatment (including the cost of Pharmac and non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs), and recovery.

    CANCER CARE

    Overseas Treatment

    Options to have treatment overseas, including cover if you reside in Australia after taking out your health policy.

    CANCER CARE

    Cancer Diagnostics

    $5,000 for diagnostic imaging and testing to confirm a cancer diagnosis.

    CANCER CARE

    Other Support Benefits

    Support benefits include but are not limited to a $2,500 mental health support benefit and a public hospital cash grant.

    CANCER CARE

    Cancer Health Screening

    Health screening allowance including bowel, breast, cervical, prostate and skin screening.

    CANCER CARE

    AIA Benefits

    Enhancement Pass Back

    We’re committed to keeping our insurance relevant for you. That’s why any improvements we make to our AIA products in the future are automatically applied to your policy, offering you even more at claim time.

    CANCER CARE

    Were you looking for cover across a wider range of medical conditions?

    Have you thought about AIA Private Health?

    The benefits of Health Insurance

    The image below shows some common treatments our customers have needed and their average costs.

    Our health insurance covers you for an extensive range of situations to help you manage unexpected medical bills. Read about them all in our brochure.

    PRIVATE HEALTH
    CANCER CARE
    Grommets $2,500 - $3,500
    Strabismus $6,000 - $7,500
    (Correction of eye muscle movement)
    Adenotonsillectomy $4,500 - $7,000
    (Removal of tonsils and adenoids)

    Sinus surgery $9,000 - $33,500

    Heart valve replacement $60,000 - $85,000

    Mastectomy (Unilateral) $17,000 - $30,000

    Mastectomy with breast reconstruction $50,000 - $100,000

    Hernia repair $8,500 - $20,000

    Removal of skin lesion $500 - $10,000

    Spinal surgery $30,000 - $150,000

    Hip replacement $25,000 - $40,000

    Bowel resection $40,000 - $60,000

    Robotic prostatectomy $32,000 - $35,000

    Endometriosis surgery $15,000 - $35,000

    Additional diagnosis and treatment costs you and your family could experience:

    Diagnostics (per test)


    Ultrasound $400 - $500

    CT Scan $1,300 - $1,700

    MRI Scan $1,500 - $2,500

    P.E.T Scan $2,000 - $2,800

    Cancer treatments (per policy year)


    Chemotheraphy:
    $15,000 - $150,000

    • Pharmac funded drugs $800 - $3,500 per month
    • Non Pharmac funded drugs $8,000 - $25,000 per month

    Radiotherapy $20,000 - $45,000

    Lung cancer $50,000 - $200,000

    Metastatic melanoma $100,000 - $200,000

    Why Choose AIA?

    AIA Vitality

    With eligible AIA Insurance policies access AIA Vitality, a science-backed health and wellbeing program that rewards your healthy choices. 

    T&Cs apply.

    Earn Airpoints Dollars here

    Earn Airpoints Dollars™ for premiums paid on any eligible policy. 

    T&Cs apply.

    Ready to apply?

    Talk to an insurance expert

    Request a call back for personalised advice and obligation-free chat with an experienced insurance Adviser in your area.

    More about AIA Cancer Care

    FAQs

    View frequently asked questions about AIA Cancer Care.

    + Expand All
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    What are the benefits of AIA Cancer Care?

    AIA Cancer Care can help pay for the significant costs associated with cancer treatment like hospital stays, diagnostics tests, treatments (including government funded and non-funded cancer treatment medication) and procedures, travel and lodging expenses, childcare, and more.


    What if I already have health insurance, can I still get AIA Cancer Care?

    AIA Cancer Care cannot be held along with an existing AIA Health policy due to the significant overlap in cover.

    If you have existing health insurance with another provider, you will need to review your policy to check if AIA Cancer Care will be a suitable addition to your cover.


    Is there an excess with AIA Cancer Care?

    AIA Cancer Care is only available with a zero-excess option.


    Can children get AIA Cancer Care?

    Yes, there is no minimum age to apply for AIA Cancer Care.


    What’s the difference between AIA Cancer Care and AIA Living Critical Conditions insurance?
    • AIA Living Critical Conditions is a trauma product designed to make a lump sum payment if you are diagnosed with a serious illness or injury from a defined set of conditions (including cancer).
    • AIA Cancer Care is a health insurance product designed to cover medical expenses associated with the diagnosis, treatment and recovery of cancer. It provides ongoing cover for cancer treatment, rather than a lump sum as in Critical Conditions.


    - View less + View more

    + Expand All
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    If Cancer runs in my family, can I still get AIA Cancer Care?

    We recommend you apply for cover providing full details of your family history. The underwriting process will determine if we can provide cover or if there will be additional terms applied to your policy. 


    Is AIA Cancer Care and AIA Private Health insurance the same?

    AIA Cancer Care and AIA Private Health are two benefits available under our AIA Health range. AIA Cancer Care is designed to cover medical expenses associated with the diagnosis, treatment and recovery of cancer only whereas AIA Private Health provides comprehensive cover for a wide range of medical conditions including cancer.


    How do I make a claim?

    Contact us or your insurance adviser as soon as possible once you know that you may have a claim.

    With AIA you can easily contact our claims department online by live chat, telephone or email.

    You may need prior approval before undertaking treatment. AIA will help you with this and arrange to pay providers directly if approved.  For more information contact your adviser or visit aia.co.nz/claims


    What is the difference between a Policy Owner and Life Assured?

    The Policy Owner owns and controls the policy and is responsible for payment of premiums. The Life Assured is the person who has been insured under the policy.

    If you need to make any changes to a policy, we require written authority from the Policy Owner.


    • Product Brochure
      Product Brochure

      Download

    Policy Wordings

    AIA Cancer Care

    AIA Cancer Care
    - +
    AIA Cancer Care

    1. Ministry of Health. (2020, February 3). New Zealand Cancer Action Plan 2019-2020. Retrieved January 18, 2021, from https://www.health.govt.nz/publication/new-zealand-cancer-action-plan-2019-2029 

    Disclaimer

    Other things you should know: the availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions and premium loadings may apply. This insurance is underwritten by AIA New Zealand Limited (‘AIA’). For full details of the products and benefits offered by AIA, please refer to the policy document(s) which are available from AIA. The information contained in this publication is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any insurance decision, you should consult a professional Adviser. Copies of our disclosure statements are available on request, free of charge.

    A note on exclusions and benefits
    This insurance (including the built-in and optional benefits) is subject to certain stand down periods and exclusions. Please also note that the optional benefits are subject to an increase in premium and their own terms and conditions.

    *Terms and conditions apply
    Earn Airpoints Dollars™ with any eligible AIA branded policy. For every $100 of premium paid, you will earn 1 Airpoints Dollar*. Click here for full Airpoints Dollars™ terms and conditions. AIA Vitality is available with eligible AIA health or life insurance policies and has a monthly membership fee of $11.50 (including GST). Click here for full AIA Vitality terms and conditions.

    Your Duty of Disclosure

    When you apply for insurance with AIA New Zealand Limited, you have a legal duty of disclosure to AIA.

    Find out More
    Contact Us

    0800 500 108

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    Mon-Fri 8am - 6pm

    AIA New Zealand Limited
    AIA House, 74 Taharoto Road, 
    Takapuna, Auckland 0622
    New Zealand

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    CONTACT US

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