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    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
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    For Individuals

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    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

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      Income protection insurance provides financial support if you can't work due to an accident or illness.

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    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Health insurance nz

    Get a quick life insurance quote

    Compare AIA life insurance options and get a life insurance quote in 2 easy steps.

    Navigating through life insurance options can be a daunting task, but it's a crucial step in financial planning to secure the future for yourself and your loved ones. Getting a quick life insurance quote can show you how much your cover could cost, and helps you compare insurance quotes, to help you choose your life insurance cover. 

    Our quick life insurance quote tool is for people aged 16-64 and offers annual, monthly or fortnightly insurance premium payment options. If you are aged 65 or over, it is best to talk to your insurance adviser. If you don't have an insurance adviser, complete a call back form and one will be in touch to discuss your life insurance needs

    If you are new to insurance and want basic life coverage of up to $300,000, check out our AIA Starter Life Plan. You can buy an AIA Starter Life Plan online in only 15 minutes and it includes an AIA Vitality Starter membership.

    Before buying life insurance  

    It's important to work out how much life insurance you need. Consider your family situation - your current debt (mortgage, personal loans, etc.), those that are dependent on your income, ongoing costs such as childcare and education, or even funeral expenses. 

    Speaking with an insurance adviser can help you in assessing your finances and finding the right life insurance for your needs. If you don't have an insurance adviser, use our adviser call back service, and we will have a qualified insurance adviser get in touch to discuss your needs.

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    What is life insurance?

    Life insurance helps to protect your loved ones financially in case you pass away or become terminally ill. It can provide them with either a lump sum payment or monthly payments, which can be used to help cover expenses such as mortgages or funeral costs, financial support for your children, or ensure your partner’s retirement is protected.


    What is covered in life insurance?

    AIA has four unique life insurance options, see what they include.


    What information do I need to provide for a Quick Quote?

    To get a life insurance cost estimate, you will need to provide your age, gender, smoking status, occupation and select a cover amount. Once you have a cost estimate you can choose to speak to an adviser to get tailored insurance advice and a formal quote or apply online with our partner KiwiCover. 


    Can I get cheaper life insurance?

    Save up to 15% when you bundle eligible life insurance and other insurance products with our Multi Benefit Discount. You can also add AIA Vitality to eligible products to receive an extra 10% discount on your first year initially. Find out more.


    Ready to get started?

    • Get a quick quote
    • Talk to an adviser
      Talk to an Adviser
    • Apply online
    • Buy a starter plan

    Frequently Asked Questions

    View frequently asked questions about AIA’s life insurance Quick Quote.

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    How long is the Quick Quote estimated premium valid for?

    The Quick Quote is an on-screen estimate only, it is not a formal quotation. For a personalised insurance quote or advice, talk to an insurance adviser about your specific situation and coverage needs or apply online.   


    Does a single person need life insurance?

    Whether you are single or not, it remains important to consider your financial and other responsibilities and what may happen in the event of your death. Consider these factors when reviewing your insurance cover:

    • Funeral expenses;
    • Mortgage and other repayments such as credit cards and personal loans.

    You may be a business owner with financial responsibilities that will remain even if you are diagnosed as terminally ill or pass away.


    When should I get life insurance?

    There is no specific age that you need to get life insurance; it depends on your personal and family circumstances and financial responsibilities. If you have a mortgage, a spouse and children or others that depend on you financially, or if you own a business, you may want to consider having life insurance so that you have peace of mind to know these will be taken care of. 


    Why is the life insurance estimated premium on Quick Quote different to my existing AIA policy premium?

    The quick life insurance quote is to provide you an indication of what your premium could be for AIA Life Cover without taking into consideration of your personal circumstances or health conditions. To compare your life insurance, we recommend you speak with your insurance adviser to understand any differences in cover. 


    Can I increase the amount of insurance cover I have?

    Yes. We understand when your circumstances change, this may impact the amount of cover you need. Speak with your insurance adviser to discuss the options to change your cover amount. 


    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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