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  • AIA Insurance

    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
    • discount Multi-Benefit Discount

    For Individuals

    For Business

    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Income protection insurance provides financial support if you can't work due to an accident or illness.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Specified Accidental Injury Cover

      Lump sum payment if you have an accident and suffer one of the covered injuries.

    • Business Insurance

      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

    • Corporate Solutions

      Providing cost effective and comprehensive corporate group insurance for your employees.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • AIA Vitality Simulator

      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

    • AIA Vitality Premium Flex Explained

      Learn how you can save on insurance with AIA Vitality.

    • How to earn points

      Start earning points for getting to know and improve your health today!

    • Benefits & Rewards

      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

    • Physical activity points explained

      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

    • Sprint to Silver

      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

    • Content Hub

      Your go to for science-backed health and wellbeing inspiration and advice.

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

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      A personalised end to end claims experience when support matters the most.

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      Get help with making a claim.

  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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      All you need to know about applying to distribute our products.

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    AIA Vitality

    Get a free AIA Vitality Health Check

    Complete your AIA Vitality Health Check and earn up to 10,000 points each membership year.


    Get your AIA VITALITY HEALTH CHECK

    Regular health checks are essential for assessing your risk of developing chronic disease. In 20 minutes you can get an overview of your health, including your body mass index (BMI), blood pressure, cholesterol, and blood glucose levels.

    Completing the AIA Vitality Health Check can help you make informed decisions about your health – and see the benefits that healthy eating and physical activity can bring. There are over 50 participating Unichem or Life Pharmacies located across New Zealand where you can get your AIA Vitality Health Check for free.

    You can earn up to 10,000 AIA Vitality Points for your AIA Vitality Health Check. The higher your points, the higher your status level and the more you will be rewarded.

    AIA Vitality Health Check

    Already an AIA Customer?

    • JOIN AIA VITALITY
      Contact Us
    • Call 0800 242 888

    Book your AIA Vitality Health Check today

    Download the app from the Apple App Store or Google Play Store, open your app and book today. 

    AIA Vitality - Available on the App Store
    AIA Vitality - Available on the App Store

    What is measured on an AIA Vitality Health Check?

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    Body Composition

    These are your basic stats, including height, weight, and waist circumference. Your measurements are used to establish your body mass index (BMI), which is a useful indicator of whether your weight falls into the recommended range.

    The following BMI results are considered within the healthy range:

    • BMI of 18.5 -24.9; or 
    • BMI of 25-25.9 and a waist circumference of less than 80cm (female) or less than 94cm (male).

    It’s important to understand that BMI is less accurate for assessing healthy weight in some groups of people because it does not distinguish between the proportion of weight due to fat or muscle (i.e. body builders, high performance athletes or pregnant women).


    Blood Pressure

    Your blood pressure is represented by two numbers - the systolic blood pressure (the heart's cycle of contraction) and the diastolic blood pressure (the heart's cycle of relaxation) expressed as an equation of X/Y. The recommended range for blood pressure is less than 140/90. A blood pressure reading greater than 140/90 indicates high blood pressure (hypertension).

    It's essential to have your blood pressure tested on a regular basis as high blood pressure (hypertension) is asymptomatic and therefore hard to diagnose without monitoring. If left un-treated, hypertension can cause damage to your arteries - increasing your risk of kidney failure, stroke, and heart attack.


    Blood Glucose

    Blood glucose levels are used to determine whether the sugar levels in your blood are within a healthy range. The recommended range for random glucose is less than 7.8mmol/L, fasting glucose less than 6.1mmol/L and Hba1C 5.5% or less. Hyperglycaemia occurs when blood glucose levels are too high, and is often indicative of type one or type two diabetes (although it can also be a symptom of other health issues).


    Cholesterol

    Cholesterol is a naturally occurring fat that's produced by our bodies. It's vital to many essential functions, including the production of hormones and vitamin D. However, cholesterol can also be ingested through the foods that we eat (especially those containing high levels of saturated fat). When levels of low-density lipoprotein cholesterol (often called 'bad cholesterol') get too high, it can create blockages in arteries - increasing risk of heart disease and stroke. The NZ government's guidelines for cholesterol define a healthy range as Total Cholesterol of <4.0 mmol/L and/or Total Cholesterol/HDL Ratio of less than 4, provided that there are no other risk factors present (including hypertension and smoking).


    How AIA Vitality Rewards you

    • Great discounts

      Get instant access to great discounts from sports apparel and movie tickets to a Les Mills gym membership, just by activating and logging into your app.

    • Earn every week

      Earn $5 Active Rewards each week you meet your physical activity target - thats up to $260 per year - or earn an Apple Watch Series 9 in full.

    • Save on your insurance

      Receive a 10% premium discount on your first year, then you’re in control of the discount you receive. For more information see AIA Vitality Premium Adjustment Rules.

    FAQS

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    Do I have to pay for the AIA Vitality Health Check?

    The first AIA Vitality Health Check you book (in each membership year) is free when you visit a participating Unichem or Life Pharmacy.


    Where can I complete my AIA Vitality Health Check?

    AIA Vitality members receive one free AIA Vitality Health Check each membership year at participating Unichem and Life Pharmacies across New Zealand. Find your nearest participating pharmacy.


    Can I get my AIA Vitality Health Check done at my GP?

    Yes absolutely!  However, any charge that may be associated with visiting your GP or an alternative health care professional is at your own expense.


    How do I earn AIA Vitality Points for completing my AIA Vitality Health Check?

    To earn points for completing your AIA Vitality Health Check you will need to submit your AIA Vitality Health Check results to AIA Vitality. If you complete your AIA Vitality Health Check at your local participating pharmacy the pharmacist will complete the form and submit it on your behalf. If you complete your AIA Vitality Health Check at a GP or other health professional you will need to bring the AIA Vitality Health Check and Screening form for your GP to complete and you will need to upload to the AIA Vitality app.


    How can I get the full 10,000 AIA Vitality points awarded?

    To get the full 10,000 AIA Vitality points, you'll need to complete each of the 4 tests (BMI, Blood pressure, Blood Glucose & Cholesterol) You'll get 1,000 AIA Vitality points for each test that you complete and an additional 1,500 for each result that is within the healthy range.


    Form

    • AIA Vitality Health Check and Screening Form

    Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at May 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective May 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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