Can I join AIA Vitality without AIA Insurance?

AIA Vitality is only available with eligible AIA insurance policies. Each Life Assured can become an AIA Vitality member.

How much does it cost to join AIA Vitality?

The AIA Vitality Membership Fee is $11.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).

Do I get discounted insurance premiums with AIA Vitality?

When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality program. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.

What types of rewards can I access through AIA Vitality?

Check out our Partners and Rewards page to see all the amazing offers available to AIA Vitality members. As the program evolves this will continue to grow.

What devices and apps are compatible with AIA Vitality to earn activity points through?

Right now all the following devices and apps are compatible with AIA Vitality - Fitbit, Garmin, Apple Health, Google Fit, Samsung Health.

AIA Vitality Fitness Assessment

Complete your AIA Vitality Fitness Assessment

Understanding your fitness levels is an important first step towards living a Healthier, Longer, Better Life.

As an AIA Vitality member, you are eligible to receive a 50% cashback on the $65 cost of an assessment through our partners CEPNZ or Snap Fitness.

By knowing your current level of fitness, you can confidently make the right choice before embarking on your fitness journey.

At the end of your AIA Vitality Fitness Assessment, you’ll receive a personalised report and professional advice to help you achieve your goals. Plus, you can earn up to 2,000 AIA Vitality Points for completing the assessment and being in a healthy range.

Ready to take charge of your health journey? Complete your AIA Vitality Fitness Assessment today and start thriving.

What does the AIA Vitality Assessment cover?

The AIA Vitality Fitness Assessment is made up of your:

Medical history
Physical activity and readiness assessment
Fitness goals
Health measurements (blood pressure, height, weight and waist circumference)
Cardiorespiratory fitness test results
Functional mobility

Ready to get started?

Book your fitness assessment in the AIA Vitality app today.

What are the benefits?

An AIA Vitality Fitness Assessment helps you understand your health and provides a pathway to improve your cardiovascular fitness and functional mobility.

It is important to have good Cardiovascular fitness, as it is strongly linked to positive overall health and wellbeing. Cardio fitness plays a key role in reducing the probability of chronic conditions such as cardiovascular disease, various cancers, type 2 diabetes, fatty liver disease, chronic kidney disease, hypertension, stoke, common infections (e.g., cold, flu, pneumonia), dementia, and depressions^1,3,4,5,6. By enhancing your cardiovascular fitness through targeted improvements in heart rate recovery and oxygen utilization, you can significantly lower your risk of these serious health issues.

Another important key to good health and wellbeing is ensuring you have good functional mobility, which reduces the risk of injury and improves functional movement. Functional mobility includes flexibility, stability, posture, and strength, all of which contribute to better physical performance and daily activities. Poor muscular strength is the second strongest predictor of all-cause mortality².

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FAQS

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How do I prepare for my assessment?

Book your preferred location, pay the assessment fee, and ensure that you bring your completed PAR-Q screening questionnaire on the day of the assessment.

For more information about Clinical Exercise Physiology New Zealand (CEPNZ), please visit the CEPNZ website.

For more information about Snap Fitness, please visit the Snap Fitness NZ website.

How does the assessment work?

The AIA Vitality Fitness Assessment is made up of: 

Medical history 
Physical activity and readiness assessment 
Fitness goals 
Health measurements (blood pressure, height, weight and waist circumference) 
Cardiorespiratory fitness test 
Functional mobility 
The fitness assessor may add additional components to the assessment but the above are mandatory.

After the assessment, you’ll also have a chance to review the findings and get personalised feedback from your chosen provider, either a Clinical Exercise Physiologist at CEPNZ, or a Certified Personal Trainer at Snap Fitness.

How are points awarded?

You can earn up to 2,000 AIA Vitality Points for each AIA Vitality Fitness Assessment. 

1,000 points for completing the assessment 
500 points if your cardiovascular fitness is in the healthy range 
500 points if your functional mobility is in the healthy range

Fitness assessment points are capped at 2,000 points each membership year.  

To be eligible to receive the AIA Vitality Points your results must be loaded into the AIA Vitality Partner Portal by your fitness assessor.  

Can I still get the bonus points if I don't pass everything in the first assessment?

Yes, you can re-take the assessment again anytime within the current membership year. If you then score within the healthy range for functional mobility and/or cardiovascular fitness you will earn 500 points for each of these.

Note: You can only earn bonus points for additional assessments within a membership year. That is, for each membership year you can only claim one 50% cashback on the assessment fee (per provider) and one lot of 1,000 points for the initial assessment.

How can I get cashback for the assessment?

You can set up your AIA Vitality cashback account by opening your app and going to Account>Cashback Account>Set up cashback account. Cashbacks will be automatically paid within 21 business days to your cashback account.

Find out more

Take a look at our AIA Vitality Fitness Assessment info sheet to know what to expect:

CEPNZ Fitness Assessment - What to Expect

Snap Fitness Fitness Assessment - What to Expect

Footnotes:

Blair SN. Physical inactivity: the biggest public health problem of the 21st century. British Journal of Sports Medicine. 2009;43:1-2
García-Hermoso, A., Cavero-Redondo, I., Ramírez-Vélez, R., Ruiz, JR., Ortega, FB., Lee, DC., Martínez-Vizcaíno, V. Muscular Strength as a Predictor of All-Cause Mortality in an Apparently Healthy Population: A Systematic Review and Meta-Analysis of Data From Approximately 2 Million Men and Women. Arch Phys Med Rehabil. 2018;99(10):2100-2113
Han, M., Qie, R., Shi, X., Yang, Y., Lu, J., Hu, F., Zhang, M., Zhang, Z., Hu, D., & Zhao, Y. (2022). Cardiorespiratory fitness and mortality from all causes, cardiovascular disease and cancer: dose-response meta-analysis of cohort studies. British journal of sports medicine, 56(13), 733–739. https://doi.org/10.1136/bjsports-2021-104876
Lang, J. J., Prince, S. A., Merucci, K., Cadenas-Sanchez, C., Chaput, J. P., Fraser, B. J., Manyanga, T., McGrath, R., Ortega, F. B., Singh, B., & Tomkinson, G. R. (2024). Cardiorespiratory fitness is a strong and consistent predictor of morbidity and mortality among adults: an overview of meta-analyses representing over 20.9 million observations from 199 unique cohort studies. British journal of sports medicine, 58(10), 556–566.
Lee J. (2021). Influence of Cardiorespiratory Fitness on Risk of Dementia and Dementia Mortality: A Systematic Review and Meta-Analysis of Prospective Cohort Studies. Journal of aging and physical activity, 29(5), 878–885. https://doi.org/10.1123/japa.2019-0493
Laukkanen, J. A., et al. (2022). Objectively Assessed Cardiorespiratory Fitness and All-Cause Mortality Risk: An Updated Meta-analysis of 37 Cohort Studies Involving 2,258,029 Participants. Mayo Clin Proc, 97(6): 1054-1073.

Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at March 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective March 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

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AIA Vitality Fitness Assessment

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