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    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    For Individuals

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    • Life Insurance

      Provides a lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Explore our health insurance options; choose private health cover or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement Insurance

      Provides a lump sum payment if you become permanently disabled and are unable to work due to accident or injury.

    • Income Protection Insurance

      Monthly payment to replace a portion of your income if you are unable to work due to sickness or injury.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Business Insurance

      Protection for new and existing business owners if a key person becomes seriously ill, is injured, or dies.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • What is AIA Vitality

      AIA Vitality’s approach can take you on a journey to better health

    • Apple Watch Benefit

      Earn an Apple Watch Series 9 by reaching your weekly physical activity targets

    • Our Partners & Rewards

      Learn more about the amazing partners and rewards you'll have access to with AIA Vitality

    • Content Hub

      Your go to for science-backed, health and wellbeing inspiration and advice.

    • Already a member? Login

      Check your AIA Vitality points status and get access to the tools you need to help improve your health

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

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      Make a health insurance claim.

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      Make a Life, Disability, or Critical Conditions (Trauma) Claim.

  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Life insurance that's more affordable than you think

    Support for your loved ones when they need it most

    It’s not nice to think about, but how would your loved ones cope financially if you pass away?

    Financial wellbeing is an important part of our overall health and wellbeing, and here at AIA we want to help all New Zealanders to live Healthier, Longer, Better Lives. AIA Life Insurance can take that stress away as a lump sum will be paid to them if the unfortunate happens.

    Worried about the cost of life insurance? It's more affordable than you think!

    Get basic life insurance up to $300,000 from $5.90* per fortnight with Starter Plans or choose our more comprehensive life insurance option with no maximum amount. Compare life insurance options to find what's right for you.

    You can also add AIA Vitality, our science-backed health and wellbeing programme that rewards your healthy choices via premium discounts and partner rewards. AIA Vitality can be added to your comprehensive life insurance for $11.50 per month, while our Starter Plans have AIA Vitality Starter included. T&Cs apply​

    Looking for insurance advice?

    Our experienced insurance advisers combine knowledge of our insurance options with an in-depth understanding of your financial situation. If you would like no obligation free advice, request an adviser call.

    *Pricing is dependent on individual circumstances. Refer to disclaimer at the bottom of the page for further information on this pricing scenario.

    Ready to get started?

    • Get a quick quote
    • Talk to an adviser
      Talk to an Adviser
    • Apply online
    • Buy a starter plan
    Quick Quote
    Quick Quote
    Quick Quote

    Key benefits of AIA LIfe Cover

    Access an advance payment of $15,000 to help with funeral costs, or any other immediate expenses as needed.

    Your loved ones can make a claim when you pass away or if you're diagnosed with a terminal illness and have less than 12 months left to live.

    Get peace of mind knowing you remain insured whether you're at home, travelling or living overseas.

    Find out more about our life insurance

    Do you want additional peace of mind?

    Did you know you could save up to 15% when you buy multiple eligible insurance products? (excl Starter Plans) Find out more

    Explore our products

    LIFE INSURANCE

    HEALTH INSURANCE

    TRAUMA INSURANCE

    DISABILITY INSURANCE

    INCOME PROTECTION INSURANCE

    CANCER CARE INSURANCE

    Earn Rewards with AIA Vitality

    When you take out AIA Life Insurance you can include AIA Vitality for an additional monthly membership fee of $11.50 (Including GST). Get access to tools and support to understand your health, be encouraged and inspired to make healthier lifestyle choices all while enjoying amazing discounts and rewards from leading brands like Apple, Les Mills, Countdown, New Balance and much more.

    Get instant access

    Get instant access to great discounts from sports apparel and movie tickets to a Les Mills gym membership, just by activating and logging into your app.

    Earn every week

    Earn $5 Active Rewards each week you meet your physical activity target - thats up to $260 per year - or earn an Apple Watch Series 9 (GPS) in full.

    Earn every year

    Earn an initial 10% discount on the insurance premiums you paid over the previous year by taking small steps to improve your health and wellbeing. 


    *Please view the full AIA Vitality Terms and Conditions.

    Why choose AIA?

    Start thriving with
    AIA Vitality

    Add AIA Vitality to any eligible insurance product and receive a 10% premium discount plus an array of rewards. T&Cs apply.

    AIA Vitality logo
    93% Claims paid
    in 2022

    $646.4M
    Paid

    Between 1 January and
    31 December 2022.

    Multi-benefit Discount

    Save up to 15% on your premiums when you buy multiple eligible insurance policies.

    T&Cs apply.

    Earn Airpoints

    Earn Airpoints Dollars™ for premiums paid on any eligible policy. 

    T&Cs apply.

    Earn Airpoints Dollars here

    FAQs

    + Expand All
    - Collapse All

    How much does it cost to join AIA Vitality?

    The AIA Vitality Membership Fee is $11.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).


    Do I get discounted insurance premiums with AIA Vitality?

    When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality program. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.


    How do I earn the $5 Active Rewards?

    Once you have successfully linked your fitness device or app and opted into Active Rewards via the app you’re ready to start tracking activity and earning physical activity points.

    By tracking your steps, heart rate and calories burnt using your activity tracker or smart phone, you can earn $5 per week to spend on leading brands like Countdown, Airpoints and Harvey Norman. That’s up to $260 per membership year! Or opt-in to the Apple Watch Benefit and earn your Apple Watch Series 7 GPS over 24 months.

    Weekly targets for Active Rewards or Apple Watch run from Monday to Sunday each week and range from 200 – 500 points. Beginning at 250 points your target will either increase or decrease depending on your physical activity.


    What happens if i miss an Active Rewards target?

    Your repayment to etika is dependant on the number of weekly physical activity targets you reach each month. If you miss some/ all of your targets you reach each month, the amount that AIA Vitality pays to etika on your behalf will reduce. Refer to the Apple Watch Benefit page for the table on repayments and what AIA Vitality will pay each month.


    Can I get Active Rewards and the Apple Watch Benefit at the same time?

    When you opt in to the Apple Watch Benefit, you are no longer eligible for the $5 Active Rewards vouchers and donations for the next 24 months, or until the loan is fully settled. Once you have paid off your Apple Watch Benefit, you will automatically be able to select Active Rewards retail or charity partners again.


    • Life Insurance Product Brochure
      Life Insurance Product Brochure

      Download

    Important information about AIA Vitality

    • Introducing AIA Vitality Brochure
    • AIA Vitality Points and Rewards Guide
    • Earning physical activity points
    • AIA Vitality Terms and Conditions
    • AIA Vitality Premium Adjustment Rules

    Disclaimer:

    The price of your plan will depend on your personal information. The indicative plan pricing for AIA Starter Life, is based on a 32 year old non smoker female with $100,000 life cover. The Estimate tool provides an estimate of plan charge only. Information provided to the Estimate tool and the estimated plan charge displayed on ‘Your Estimate’ is not saved or shared. View AIA's Privacy Statement. All estimates are indicative only and are based on AIA’s standard premium rates for your age, gender, smoking status, occupation and employment status without taking into account your personal circumstances. Your personal circumstances can affect AIA’s ability to provide cover, and the rates or terms on which that cover may be offered. Any estimates and information provided by the Estimate tool are not financial advice. Refer to your estimate for more information about what is included in the plan. The insurance products outlined in the Estimate tool are underwritten by AIA New Zealand Limited (“AIA”). The availability of insurance cover is subject to AIA’s acceptance and approval of a completed application. For full AIA Vitality terms and conditions visit AIA Vitality.

    Contact Us

    Live Chat

    Mon-Fri 8am - 6pm

    0800 500 108

    Mon-Fri 8am - 6pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8am - 6pm

    0800 500 108

    Mon - Fri 8am to 6pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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    Thank you

    Thanks for getting in touch.

    You can expect a response from us within the next 5 - 7 business days depending on the type of query.

    If you need to hear from us sooner, here are some alternative ways you can contact us or find what you're looking for:

    • Contact an AIA Customer Service Consultant on Live Chat, or
    • Call us on 0800 500 108 (or +64 9 487 9963 if calling from overseas).
      The team is available from 8am to 6pm Monday to Friday.
    • For a quick way to confirm your cover, you may be eligible to use MyAIA to view a summary of your policy.