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    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
    • discount Multi-Benefit Discount

    For Individuals

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    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Income protection insurance provides financial support if you can't work due to an accident or illness.

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      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

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      Lump sum payment if you have an accident and suffer one of the covered injuries.

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      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

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      Providing cost effective and comprehensive corporate group insurance for your employees.

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      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

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      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

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      Learn how you can save on insurance with AIA Vitality.

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      Start earning points for getting to know and improve your health today!

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      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

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      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

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      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

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      Your go to for science-backed health and wellbeing inspiration and advice.

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      Entry level membership automatically included with all AIA Starter Plans.

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    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Get moving with Garmin

    Get moving with GarminGarmin

    Sign up to AIA Vitality by 30 June to get a $250 Garmin voucher, plus up to 25% off selected Garmin smartwatches. T&Cs apply.

    save up to 25% on selected Garmin wearables

    Get up to 25% off selected Garmin wearables when you become an AIA Vitality member. 

    With a Garmin wearable device, you can track your physical activity and start earning weekly Active Rewards through AIA Vitality. Whether you’re a seasoned athlete or just starting your fitness journey Garmin has a device that will suit you. If you’re walking, running, cycling or swimming your Garmin device will track your every movement. Set yourself some personal fitness goals with your Garmin wearable device and get tracking your activity today.  

    Garmin devices also offer sleep tracking and insights, start tracking your sleep habits and earn 10 points a day by logging 7 hours of sleep each night!

    Get moving with Garmin 

    For a limited time only, new AIA Vitality members that sign up can receive a $250 Garmin wearables voucher.

    Here's how:

    1. Take out a new eligible insurance policy with AIA Vitality attached by 30 June 2025.
    2. Activate your AIA Vitality membership within 6 weeks of receiving your AIA Vitality enrolment email.
    3. Your voucher will be sent to you by email within 10 business days from activation and must be used by 31 October 2025. 


    T&Cs apply

    Garmin

    Ready to join AIA Vitality?

    You can add  AIA Vitality  to your eligible insurance policy at any time. Once you’ve joined, you’ll get 25% off selected Garmin products to use all year round. 

    But that’s not all, purchase an eligible insurance product with AIA Vitality and receive an initial 10% premium discount plus earn up to $560 in vouchers or Airpoints Dollars™ per membership year.

    Already an AIA Vitality member?

    You can access the Garmin store discount through the AIA Vitality app, here's how:

    • Download/Open the app

      AIA Vitality - Available on the App Store
      AIA Vitality - Available on the App Store
    • Click on the Rewards tab at the bottom of the screen

    • Find the Garmin tile and click through to the Garmin page

    • Click the ‘Shop Garmin’ button in the AIA Vitality app

    Please note: Existing AIA Vitality members are not eligible for the $250 Garmin Voucher. 

    Ready to join AIA?

    • Explore our Products

    Already an AIA Customer?

    • JOIN AIA VITALITY
      Contact Us
    • Call 0800 242 888
    • Complete form
    • View AIA Vitality Brochure
    • Latest Offers

    EXCLUSIVE AIA VITALITY NEW MEMBER GARMIN PROMOTION 

    FAQs

    Read some of our top frequently asked questions about the promotion

    + Expand all
    - Minimise all

    How does the promotion work?

    There are two steps that must be taken within specific periods of time set out below:

    1. Submit your Eligible Policy with AIA Vitality attached between 12:01am 1 April 2025 and 11:59pm 30 June 2025.
    2. Activate your AIA Vitality membership by downloading and signing into the AIA Vitality app, within six weeks of the date you receive your AIA Vitality enrolment email.

    What are the Eligible Policies?

    All AIA Life Insurance, Health Insurance (including Cancer Care), Trauma Insurance, Total Permanent Disability Insurance and Income Protection Insurance. AIA Starter products and ASB insurance are not included. For more information on eligible policies please see our terms and conditions.


    Will I receive more than one Garmin voucher if I take out a policy where there is more than one life assured?

    Where there is more than one life assured on a new application for eligible insurance, each life assured with AIA Vitality attached will be eligible to receive a $250 Garmin voucher, provided you each individually activate your AIA Vitality membership, within six weeks of being sent your “You’re Ready to Activate” enrolment email.


    Will I receive a Garmin voucher if I activate my membership more than six weeks after enrolment?

    No. Vouchers will only be sent to members who activate their AIA Vitality membership, as per the promotion Terms and Conditions. You can still access the 25% Garmin discount via the AIA Vitality app, as well as other existing AIA Vitality partner benefits and discounts.


    How will my Garmin voucher be sent to me?

    Vouchers will be emailed to eligible members within 10 business days of activation of their AIA Vitality membership from NZVitality@aia.com. Vouchers will be emailed to the address provided to AIA for your AIA Vitality membership (the same one your welcome/activation email was sent to).


    How long will I have to use my Garmin voucher?

    All AIA gifted $250 Garmin vouchers will expire 11:59pm on 31 October 2025. Any unused vouchers will no longer be valid after that time.


    What can I use my Garmin voucher to purchase?

    You can use the Garmin voucher on Garmin smartwatch wearables only. When you access the Garmin website via the AIA Vitality app, you will also receive the 25% discount on your purchase (applied at checkout). The voucher can be used in conjunction with any on sale smartwatch devices on Garmin NZ’s website at the time.


    Can I use my Garmin voucher to make multiple purchases?

    No. The Garmin vouchers are single use on one item only. If you have more than one item in your cart, the voucher will only be applied to one smartwatch.


    Can I receive more than one Garmin voucher?

    No. Only one $250 per new AIA Vitality member will be issued.


    Can this promotion be combined with other AIA promotions in market?

    You can combine this promotion with the current Take a Month Off promotion. Please check Terms and Conditions for eligibility criteria of each individual promotion.


    Is this offer available to existing AIA Vitality members?

    No. This promotion is for new AIA Vitality members only. All existing members can still access the 25% Garmin discount via the AIA Vitality app, as well as other existing AIA Vitality partner and discounts.


    Is this offer available to existing AIA policy holders who attach AIA Vitality to their existing policy?

    Existing AIA customers who are not AIA Vitality members may be eligible if they take out a new eligible insurance policy and attach AIA Vitality before 30 June 2025. If you would like advice on if taking out new insurance is right for them, you will need to speak to your financial adviser.  


    Overview

    For a limited time, AIA Services New Zealand Limited (“AIA”) is offering customers who take out an eligible AIA insurance policy and attach and activate AIA Vitality, a $250 Garmin voucher (expiring 31 October 2025) to help you get started and make the most of your AIA Vitality membership (“Promotion”).

    The terms and conditions (“Terms”) for the Promotion are set out below. Please take the time to read the Terms as they contain important information about the Promotion including eligibility criteria and key dates.

    TERMS AND CONDITIONS

    1. Participation in the Promotion is deemed acceptance of these Terms.
    2. The promoter is AIA Services New Zealand Limited of 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand (“AIA”).
    3. To be eligible for the Promotion, the customer must meet the following criteria (“Eligibility Criteria”):
      1. Submit an application to AIA for a new Eligible Policy (as specified in section 5 below) with a retail AIA Vitality membership attached between 12:01am 1 April 2025 and 11:59pm 30 June 2025 (“Submission Period”); and
      2. The resulting policy/policies must be issued by AIA before 11:59pm 31 July 2025 (“Issuance Cutoff”); and
      3. The AIA Vitality membership must be activated, by downloading and signing into the AIA Vitality app within six (6) weeks of the date the AIA Vitality enrolment email is sent (“Activation Period”).
    4. Where there is more than one life assured under an Eligible Policy, each life assured with AIA Vitality attached to an Eligible Policy during the Submission Period, who activates their membership during the Activation Period will be eligible to receive the Promotion (a “customer” for the purposes of this Promotion).
    5. For the purposes of this Promotion, Eligible Policies are:
      1. AIA Living – Personal
      2. AIA Living – Business
      3. AIA Private Health
      4. AIA Private Health Plus
      5. AIA Cancer Care
      6. AIA Start-Up Income Protection
      7. Standalone Top Ups issued on policies described in a) to g) are considered an eligible policy for the purpose of this Promotion where there is a minimum $15 per month premium;
      All other AIA policies are excluded from this Promotion.
    6. For the avoidance of doubt, the following are excluded from eligibility for the Promotion (“Exclusions”):
      1. applications for:
        1. replacement of an existing policy or benefit;
        2. AIA Starter Plans; or
        3. any ASB branded insurance products;
      2. existing:
        1. AIA Vitality members; or
        2. AIA Vitality Starter members; or
        3. AIA Vitality members with a complimentary membership (such as those provided as a staff benefit);
      3. customers who do not complete the relevant actions specified in section 3 within the applicable Submission Period, Issuance Cutoff, or Activation Period. The time periods specified in section 3 are strict and no concessions will be made; and
      4. applications to attach an AIA Vitality membership not submitted at the same time as the application for an Eligible Policy;
    7. Each customer meeting the Eligibility Criteria will receive one (1) Garmin voucher with the following terms (“Voucher Criteria”):
      1. valued at $250 NZ Dollars;
      2. expiring 31 October 2025;
      3. Single use on one item only. Any unused value/balance on the $250 voucher will be forfeited;
      4. to be redeemed online through the NZ Garmin website or via the AIA Vitality app portal only;
      5. only redeemable on smartwatch wearables;
      6. is not transferable, exchangeable nor redeemable for cash;
      7. can be used in conjunction with AIA Vitality Member 25% Garmin discount if purchased through the AIA Vitality App portal, or in conjunction with any other sale on smartwatch wearables on Garmin’s NZ website at the time;
      8. any other relevant Garmin voucher terms specified by Garmin or AIA including how it should be redeemed; and
      9. any issues relating to the Garmin voucher or Garmin product availability to be resolved directly with Garmin.
    8. The Garmin voucher will be emailed to the eligible customer within 10 Business Days of activation of their AIA Vitality Membership using the email address provided to AIA for their AIA Vitality membership (which may differ from the one used for their policy administration). AIA does not accept any liability for non-receipt of the Offer.
    9. AIA reserves the right to exclude customers from the Promotion in situations where they have not met the Eligibility Criteria set out in these Terms.
    10. The availability of insurance cover is subject to the customer’s application being approved. All applications are subject to individual consideration and normal underwriting criteria. Special conditions, exclusions or premium loadings may apply. An excess may apply for health insurance policies. For full details, refer to the relevant policy document. AIA accepts no responsibility for any delay in the underwriting or assessment of any application.
    11. AIA reserves the right, in its sole discretion, to exclude any customer who it has reason to believe has breached any of these Terms, tampered with the Eligibility Criteria or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the AIA’s discretion.
    12. If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of AIA, including but not limited to technical difficulties, unauthorised intervention or fraud, AIA reserves the right, in its sole discretion, to the fullest extent permitted by law to modify, suspend, terminate or cancel the promotion or these Terms, as appropriate by posting updated Terms and Conditions at www.aia.co.nz.
    13. Garmin is not a participant in or sponsor of this Campaign.
    14. AIA may, at its sole discretion, choose to substitute the Garmin Voucher for another similar voucher, or vary the Voucher Criteria, at any time and for any reason.
    15. To the maximum extent permitted by New Zealand law, AIA or any of its respective directors, employees, and/or agents shall not be liable for any claim, loss, damage, cost, expense or personal injury suffered, sustained or incurred (including but not limited to indirect or consequential losses) as a result of arising out of, or in any way in connection with the Promotion.
    16. The collection, use and disclosure of personal information provided in connection with this Promotion is governed by New Zealand law. Customer’s personal information shall not be provided to any third parties without prior consent, but by agreeing to these Terms, customer’s authorise AIA to contact them with information pertaining to the promotion. All personal information will be held in accordance with AIA’s current Privacy Statement which is available a aia.co.nz/privacy.
    17. This Promotion and these Terms are governed by New Zealand law and shall be subject to the non-exclusive jurisdiction of the courts of New Zealand. 
    18. All questions regarding eligibility for the Promotion and these Terms, or any dispute arising in connection with the Promotion should be addressed to AIA for resolution. Any decision made by AIA in relation to the Promotion (including in relation to any dispute) is final, and no correspondence will be entered into. Failure by AIA to enforce any of its rights does not constitute waiver of those rights.

    Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at May 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective May 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

    Contact Us

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    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

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    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
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