Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.
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Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Choose from private health insurance or specialised cancer insurance.
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Lump sum payment if you become permanently disabled and are unable to work.
Income protection insurance provides financial support if you can't work due to an accident or illness.
Lump sum payment if you have an accident and suffer one of the covered injuries.
Gives you access to specialist consultations and diagnostic tests so that you can get on the path to treatment early.
Protection for business owners if a key person becomes seriously ill, is injured, or dies.
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AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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{{label}}Lifestyle Booster Discount
AIA and ASB ‘Lifestyle Booster Discount’ - Terms and Conditions
Date last updated: 14 August 2026
Lifestyle Booster Discount - Terms and Conditions
These Terms and Conditions are in relation to the Lifestyle Booster Discount available on new eligible cover submitted to AIA New Zealand Limited (AIA) from 14 August 2026 (Launch Date). In these terms, ‘we’ means AIA, and ‘you’ or ‘your’ means the policy owner.
With AIA’s Lifestyle Booster Discount, you can receive a permanent 7% discount on premiums on eligible cover applied for after the Launch Date (Lifestyle Booster Discount).
1. Qualifying for the discount
To qualify for the Lifestyle Booster Discount, AIA must receive an application on or after 14 August 2026 for new Eligible Cover (or an increase in Eligible Cover) which is subject to full underwriting, and the life assured must meet all of the following criteria:
*A non-smoker is defined as someone who has not smoked tobacco or any other substance and/or used smoking alternatives (e.g. e-cigarettes, vaping, nicotine gum or patches) in the 12 months immediately prior to application.
(Lifestyle Booster Discount Criteria)
2. Cover eligible for the Lifestyle Booster Discount
The Lifestyle Booster Discount only applies to the following fully underwritten new Eligible Cover or increase in Eligible Cover, where the premium option selected is either ‘Rate for Age’ or ‘Level 10 years’:
(Eligible Cover)
3. Applying the Lifestyle Booster Discount
The Lifestyle Booster Discount is permanently applied to the premium of the Eligible Cover for the life of the Eligible Cover.
4. If things change
If the Eligible Cover lapses, is cancelled or otherwise ends, AIA’s usual business reinstatement rules apply. The applicability of the Lifestyle Booster Discount at this time will be at AIA’s sole discretion.
The Lifestyle Booster Discount may be modified or removed from market at any time without notice. If the Lifestyle Booster Discount is removed from market, Eligible Cover that is in place, which is already subject to the Lifestyle Booster Discount, will continue to receive the discount for the life of that cover.
5. Things you should know
When the Lifestyle Booster Discount is applied to Eligible Cover, it will remain in place for the life of that cover while the Eligible Cover is in place.
AIA and ASB staff who purchase new cover through full retail channels and meet the Lifestyle Booster Discount Criteria will qualify for the Lifestyle Booster Discount.
AIA and ASB staff who obtain cover through a group insurance scheme do not qualify for the Lifestyle Booster Discount.
AIA reserves the right (subject to any applicable law) to cancel and/or modify the Lifestyle Booster Discount Criteria, Eligible Cover, or these Terms and Conditions by posting updated Terms and Conditions at www.aia.co.nz/booster
AIA insurance policies and ASB life, income protection and health insurance policies are underwritten by AIA New Zealand Limited. All applications for insurance are subject to individual consideration and normal underwriting criteria. Conditions apply.
We will be in contact as soon as we can.
Did you know, with an eligible policy you can view, claim and update your insurance with MyAIA? Find out more