Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.
For Individuals
For Business
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Choose from private health insurance or specialised cancer insurance.
Financial support if you or your child become seriously ill or injured.
Lump sum payment if you become permanently disabled and are unable to work.
Explore our rent and mortgage insurance options; protect your home and finances with AIA rent and mortgage insurance.
Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.
Lump sum payment if you have an accident and suffer one of the covered injuries.
Protection for business owners if a key person becomes seriously ill, is injured, or dies.
Financial support if a key person of your farm becomes seriously ill, injured or passes away.
Providing cost effective and comprehensive corporate group insurance for your employees.
AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.
Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.
Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.
Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.
Get help with making a claim.
AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.
AIA New ZealandAIA NZ is committed helping build a healthier, cleaner and more sustainable Aotearoa NZ.
Committed to making a difference in New Zealand with our AIA Vitality Charity partners.
All you need to know about applying to distribute our products.
We're here to help! Check out our quick links and digital tools. Still have a question? Get in touch via Live Chat.
Contact AIAQuick Links
Understanding your policy
Other useful information
Updating policies, moving house, changing names, Covid-19 support... our FAQs section has all the answers and forms.
Product updates, enhancements and policy wordings for current and closed AIA or Sovereign policies.
Find out more about CPI indexation and how it may affect your insurance cover.
Helpful advice if you have recently arrived, or are considering moving to New Zealand.
A list of some of the services available in New Zealand that offer support, information and help.
The latest AIA investment performance information, as well as a list of closed and terminated investment products.
If you have a complaint, we’ll do our best to resolve the situation.
{{title}}
{{label}}AIA Vitality NZ - 2 min read
04 December 2020
The early bird catches the worm – or so the saying goes. But if you’re not a morning person, how can you become one?
Just like every other creature on earth, we humans have an internal body clock that determines our 24-hour rhythms. Clinically called a chronotype, and often referred to as our circadian rhythm, each of us has a different natural rhythm to our sleeping patterns.
Getting up early to make the most of the coming day is often touted as the one thing many successful people have in common. Oprah, Richard Branson, Michelle Obama and Apple's Tim Cook are all reported early risers. Those who are up well before the hum of the day are often reported to be more productive, are likely to have more willpower at this time, and are better able to plan their day.
How much sleep do we really need?
It varies for everyone, but the optimal amount of sleep we should be aiming for is between seven and nine hours each night (kids under 18 need more, while adults over 64 can get by with less). So if you want to start catching that worm, you’ll need to go to bed earlier too, to avoid being wiped out by lethargy, or just a general case of the blahs, the next day.
If you’ve got a bad case of hitting the snooze button, it can be difficult to fight your own DNA (though not impossible). And if you're willing to embrace a few new habits, you've got a good chance of winning the battle.
Here are a few tips to get you started on your journey to morning glory:
Light exposure is one of the key factors that can shift your circadian rhythms. Research has shown that the blue light emitted by electronics like laptops and mobile phones can disturb sleep. If you're trying to change up your sleeping patterns and you're constantly glued to your phone, television or computer screen, you're going to struggle to nod off. Instead of flicking through Instagram before bed, power down at least an hour before your intended bedtime, just like AIA Ambassador Dame Valerie Adams.
Now you've got an extra electronic-free hour, use that time to organise everything you'll need for the following day. You could pack your breakfast and lunch, or get your gym bag sorted. Shortening your morning to-do list might make it easier for you to jump out of bed.
If you're aiming to get up earlier, you'll need to get to bed earlier. Start by shifting your bedtime forward by 15 minutes at a time. This will help gradually clue your body into what's going on. Adjustments any larger than this are likely to have you bouncing between early and late bedtimes, rather than creating a habit you’ll actually keep. Once you’re in that groove, stick with it. Even AIA Global Ambassador David Beckham understands the importance of setting achievable routines around sleep.
A University of Copenhagen study found that early morning exercise may help the body metabolise sugar and fat. If you're looking to tone up, fasting and exercising (i.e. when you haven't had breakfast yet) could be better for you, as opposed to exercising on a full stomach – just make sure you stay hydrated and eat a good breakfast afterwards. Also consider committing to exercising with a friend – you’re less likely to hit the snooze button if you’ve got someone relying on you.
How you start the morning will set the tone for the rest of your day, so it's a great time to take one, two, ten minutes – whatever you can spare – to settle your mind with a moment of mindful meditation. Research has shown that regularly taking the time in the morning to centre your thoughts and be present in the moment can help you better deal with stress throughout your day.
By AIA Vitality NZ
AIA Vitality Staff writer
AIA Vitality is a personalised, health and wellbeing programme that supports you every day to make healthier lifestyle choices. Visit aiavitality.co.nz
This is general information only and is not intended as financial, medical, health, nutritional or other advice. You should obtain professional advice from a financial adviser, or medical or health practitioner in relation to your own personal circumstances.
You might like these
We will be in contact as soon as we can.
Did you know, with an eligible policy you can view, claim and update your insurance with MyAIA? Find out more