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  • Sovereign Joins AIA
    On 2 July 2018, AIA Group acquired Sovereign.
  • Health Insurance
    Helps cover faster access to treatment and is available to children from birth.
  • Life Insurance
    Protects your loved ones’ future from life’s uncertainties
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  • Life & Disability
    AIA Living

    Life & Disability

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • Life Insurance

      Protects your loved ones’ future if you're diagnosed with a terminal illness or die.
    • Trauma Insurance

      Supports you and your family while you or your child navigate a serious illness or injury.
    • Total Permanent Disablement Insurance

      Secures your future if a serious illness or injury leaves you permanently disabled.
    • Income Protection Insurance

      Safeguards your ability to earn if you’re unable to work due to illness or injury.
  • Health Insurance
    AIA Living

    Health Insurance

    Good health is invaluable. Remove the worry around unexpected medical bills, focus on the right treatment when and where you need it, and start your recovery sooner.

    • Private Health Insurance

      Takes care of your medical bills, provides faster medical care that suits your needs, and is available for children from birth.
  • Business & Rural
    AIA Living

    Business & Rural

    Make sure your business is looked after in the event you or a key person is affected by illness, injury or death. We have a wide range of solutions, whatever the size and nature of your business; from those who are newly self-employed, to those in rural business.

    • Business Insurance

      Protection for new and existing business owners if a key person becomes seriously ill, is injured, or dies.
    • Rural Insurance

      Keep your farm or share milking business running smoothly if a key person becomes seriously ill, is injured, or dies.
    • Corporate Solutions

      Insurance provided to employees by their employer, or offered to employees through their place of work.
  • Home Loans

    Home Loans

    GO Home Loan - make your house a home.

    • New GO Home Loan Customers

      Find out more about the home loan that works harder for you.
    • Your GO Home Loan

      Learn more about managing your mortgage and how to pay off your GO home loan faster.
    • Working with a registered adviser

      GO Home Loans are available exclusively through our independent network of Advisers.
    • Mortgage Protection

      It’s a good idea to have mortgage protection to protect yourself against all eventualities.

    • GO Home Loan Interest Rates

      A GO Home Loan offers a wide range of competitive mortgage interest rates.
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      Previously called MySovereign - our customer portal
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      The latest Sovereign investment performance information, as well as a list of closed and terminated investment products.
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  • AIA Vitality

    AIA Vitality

    AIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for making healthier choices and earn points for getting active, eating well and completing health checks!

    Find Out More
    • What is AIA Vitality

      AIA Vitality’s approach can take you on a journey to better health
    • How Does it Work

      Know your health, improve your health and enjoy the rewards
    • Rewards & Partner Benefits

      Your active lifestyle leads to amazing rewards, thanks to the top brands we’ve teamed up with
    • Join AIA Vitality

      Start earning AIA Vitality points in just 4 steps
    • Already a member? Login

      Check your AIA Vitality points status and get access to the tools you need to help improve your health
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    • Call Us

      0800 500 108 Mon-Fri, 8am to 6pm
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      Get free expert insurance advice
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      via our trusted partner, KiwiCover
    • Log in to MyAIA

      (Previously called MySovereign)
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    • AIA Living

    Health Insurance

    Helps cover faster access to treatment and is available to children from birth

    Our public health system and ACC do a great job supporting people who require urgent medical attention. However, many health issues Kiwis face are either not accidental or can result in delayed treatment due to long waiting lists and can cost thousands. Health insurance removes the worry around unexpected medical bills so you can focus on getting the right treatment and start your recovery sooner.

    Key benefits of our Health Insurance
    • There’s no annual limit on the amount you can claim for surgeries, both cancer and non-cancer related

      There’s no annual limit on the amount you can claim for surgeries, both cancer and non-cancer related

    • Includes $500,000 extensive cancer cover for every stage: from diagnosis, to treatment and recovery

      Includes $500,000 extensive cancer cover for every stage: from diagnosis, to treatment and recovery

    • Available to children from birth and there's no underwriting required within their first three months of life

      Available to children from birth and there's no underwriting required within their first three months of life

    • Provides up to $200,000 for major diagnostic imaging and testing

      Provides up to $200,000 for major diagnostic imaging and testing

    • Options to have treatments overseas

      Options to have treatments overseas

    • Access to our Enhancement Pass Back Benefit which is our commitment to you to keep our insurance relevant. Changes we make to our AIA Living products in the future are automatically passed back to you, offering you even more at claim time

      Access to our Enhancement Pass Back Benefit which is our commitment to you to keep our insurance relevant. Changes we make to our AIA Living products in the future are automatically passed back to you, offering you even more at claim time

    Our Health Insurance Options

    AIA Private Health

    Takes care of the medical costs for the big things like diagnostic testing, cancer treatment, and surgeries. We let you choose your medical providers.

    Health Insurance

    AIA Private Health Plus

    As an optional benefit, you can upgrade your Private Health insurance to include additional cover for specialist consultations and tests, reproductive health, and a health screening allowance.

    Health Insurance

    Key benefits

    + Expand All
    - Minimise All
    Unlimited surgery claims

    Unlimited claim amount for surgeries, both cancer and non-cancer related

    Extensive cancer cover

    Includes up to $500,000 of extensive cancer cover for every stage: from diagnosis, to treatment and recovery

    Diagnostic testing

    Provides up to $200,000 for diagnostic imaging and testing

    Flexibility

    Ability to choose your medical providers

    Worldwide treatment

    There are options to have treatments overseas

    Public hospital credit

    You can receive a year's free cover if you have a publically funded procedure done in a public hospital

    Mental health support

    Covers costs (up to $2,500 including GST per policy year) for counselling related to a surgery or cancer claim

    AIA Vitality

    Access to AIA Vitality, our scientifically-backed health and wellbeing program

    Future proof products

    Access to our Enhancement Pass Back Benefit. This means changes we make to our AIA Living products in the future are automatically passed back to you, offering you even more at claim time.

    The benefits of Health Insurance

    Our health insurance covers you for an extensive range of situations to help you manage unexpected medical bills. Read about them all in our brochure.

    Below shows some common treatments our customers have needed and their average costs.

    AIA Vitality
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    Policy Wordings
    Policy Wordings
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    AIA Private Health

    Umbrella
    Health Waiver Of Premium

    Talk to an Insurance Adviser

    Why use an adviser?

    • An Insurance Adviser can give you free, expert advice to make sure you get the best insurance cover for your current and future needs.

      An Insurance Adviser can give you free, expert advice to make sure you get the best insurance cover for your current and future needs.

    • It costs you nothing and there is no obligation to purchase.

      It costs you nothing and there is no obligation to purchase.

    • Your Adviser will be there in the future to help support you if you ever need to make a claim.

      Your Adviser will be there in the future to help support you if you ever need to make a claim.

    Talk to an Adviser
    Existing Customers - Support

    If you’re an existing Sovereign or AIA policy holder looking for support, please feel welcome to send us a message, or call us on 0800 500 108 Monday to Friday 8am to 6pm.

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    • Sovereign Policy holders - press 3 
    • AIA Policy holders - press 4
    • AIA Vitality - press 5
    Useful links
    • Make a claim

      Get the information and support you need to get a claim underway.

      Make a claim
    • Past Product Information

      Policy and enhancement information for policy holders of closed AIA and Sovereign policies.

      Past Product Information
    • MyAIA

      MyAIA (previously called MySovereign) is our customer portal where you can view policy information and find answers to your questions.

      MyAIA
    • FAQs and Forms

      Are you looking to update your personal or policy details? Find the answers and forms for our frequently asked questions.

      FAQs and Forms
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    Disclaimer

    Other things you should know: the availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions and premium loadings may apply. This insurance is underwritten by AIA New Zealand Limited (‘AIA’). For full details of the products and benefits offered by AIA, please refer to the policy document(s) which are available from AIA. The information contained in this publication is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any insurance decision, you should consult a professional Adviser. Copies of our disclosure statements are available on request, free of charge.

    A note on exclusions and benefits
    This insurance (including the built-in and optional benefits) is subject to certain stand down periods and exclusions. Please also note that the optional benefits are subject to an increase in premium and their own terms and conditions. 

    Your Duty of Disclosure

    When you apply for insurance with AIA New Zealand Limited, you have a legal duty of disclosure to AIA.

    Find out More
    Your Duty of Disclosure
    Sovereign Joins AIA
    Sovereign Joins AIA
    ×
    Sovereign Joins AIA

    Sovereign policy holders will now be served by AIA New Zealand Limited.

     

    Find out more about the acquisition history
    Contact Us

    0800 500 108

    AIA New Zealand Limited
    AIA House, 74 Taharoto Road, 
    Takapuna, Auckland 0622
    New Zealand

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