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Health Insurance

AIA LIVING

Takes care of your medical bills and helps provide faster access to medical care

Our public health system and ACC do a great job supporting people who require urgent medical attention. However, many health issues Kiwis face are either not accidental or can result in delayed treatment due to long waiting lists and can cost thousands. AIA’s health insurance, available to children from birth removes the worry around unexpected medical bills so you can focus on getting the right treatment and start your recovery sooner.

With eligible policies you also get the added benefit of earning Airpoints Dollars™ for premiums paid, and have the opportunity to join AIA Vitality, a science-backed health and wellbeing program that rewards your healthy choices. T&Cs apply

Key benefits of AIA Health Insurance

There’s no annual limit on the amount you can claim for surgeries, both cancer and non-cancer related
Includes $500,000 extensive cancer cover for every stage: from diagnosis, to treatment and recovery
Available to children from birth and there's no underwriting required within their first three months of life
Provides up to $200,000 for major diagnostic imaging and testing
Options to have treatments overseas
Access to our Enhancement Pass Back Benefit which is our commitment to you to keep our insurance relevant. Changes we make to our AIA Living products in the future are automatically passed back to you, offering you even more at claim time

Our Health Insurance Options

AIA Private Health

Takes care of the medical costs for the big things like diagnostic testing, cancer treatment, and surgeries. We let you choose your medical providers.

Health Insurance

AIA Private Health Plus

As an optional benefit, you can upgrade your Private Health insurance to include additional cover for specialist consultations and tests, reproductive health, and a health screening allowance.

Health Insurance

Benefits Included

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Unlimited surgery claims

Unlimited claim amount for surgeries, both cancer and non-cancer related

Extensive cancer cover

Includes up to $500,000 of extensive cancer cover for every stage: from diagnosis, to treatment and recovery

Diagnostic testing

Provides up to $200,000 for diagnostic imaging and testing

Flexibility

Ability to choose your medical providers

Worldwide treatment

There are options to have treatments overseas

Public hospital credit

You can receive a year's free cover if you have a publically funded procedure done in a public hospital

Mental health support

Covers costs (up to $2,500 including GST per policy year) for counselling related to a surgery or cancer claim

AIA Vitality

Access to AIA Vitality, our scientifically-backed health and wellbeing program

Future proof products

Access to our Enhancement Pass Back Benefit. This means changes we make to our AIA Living products in the future are automatically passed back to you, offering you even more at claim time.

Policy Wordings

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AIA Private Health

Health Waiver Of Premium

AIA Vitality

Get a Fitbit on us.

Kick start your AIA Vitality membership with a Fitbit Inspire HR on us (worth RRP$189.95) when you take out an eligible AIA insurance policy by 15 May 2020.

T & Cs apply.

Earn Airpoints Dollars™

AIA CUSTOMERS CAN EARN AIRPOINTS DOLLARS™ FOR PREMIUMS PAID ON ANY ELIGIBLE POLICY.

T & Cs apply.

The benefits of Health Insurance

Our health insurance covers you for an extensive range of situations to help you manage unexpected medical bills. Read about them all in our brochure.

Below shows some common treatments our customers have needed and their average costs.

Talk to an Insurance Adviser

Why use an adviser?

An Insurance Adviser can give you free, expert advice to make sure you get the best insurance cover for your current and future needs.
It costs you nothing and there is no obligation to purchase.
Your Adviser will be there in the future to help support you if you ever need to make a claim.

Existing Customers - Support

If you’re an existing Sovereign or AIA policy holder looking for support, please feel welcome to send us a message, or call us on 0800 500 108 Monday to Friday 8am to 6pm.

For Claims - press 1
Cancellations - press 2
Sovereign Policy holders - press 3
AIA Policy holders - press 4
AIA Vitality - press 5

Useful links

Disclaimer

Other things you should know: the availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions and premium loadings may apply. This insurance is underwritten by AIA New Zealand Limited (‘AIA’). For full details of the products and benefits offered by AIA, please refer to the policy document(s) which are available from AIA. The information contained in this publication is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any insurance decision, you should consult a professional Adviser. Copies of our disclosure statements are available on request, free of charge.

A note on exclusions and benefits
This insurance (including the built-in and optional benefits) is subject to certain stand down periods and exclusions. Please also note that the optional benefits are subject to an increase in premium and their own terms and conditions.

*Terms and conditions apply
Earn Airpoints Dollars™ with any eligible AIA branded policy. For every $100 of premium paid, you will earn 1 Airpoints Dollar*. Click here for full Airpoints Dollars™ terms and conditions. AIA Vitality is available with eligible AIA health or life insurance policies and has a monthly membership fee of $11.50 (including GST). Click here for full AIA Vitality terms and conditions.

Your Duty of Disclosure

When you apply for insurance with AIA New Zealand Limited, you have a legal duty of disclosure to AIA.