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  • AIA Insurance

    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
    • discount Multi-Benefit Discount

    For Individuals

    For Business

    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Provides financial support if you can't work due to an accident or illness.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Specified Accidental Injury Cover

      Lump sum payment if you have an accident and suffer one of the covered injuries.

    • Business Insurance

      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

    • Corporate Solutions

      Providing cost effective and comprehensive corporate group insurance for your employees.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • AIA Vitality Simulator

      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

    • AIA Vitality Premium Flex Explained

      Learn how you can save on insurance with AIA Vitality.

    • How to earn points

      Start earning points for getting to know and improve your health today!

    • Benefits & Rewards

      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

    • Physical activity points explained

      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

    • Sprint to Silver

      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

    • Content Hub

      Your go to for science-backed health and wellbeing inspiration and advice.

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

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  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Snap Fitness 24/7

    Imagine getting 6 weeks free on a Snap Fitness membership.

    Get AIA Vitality and start thriving. T&Cs apply.

    Start Thriving with aIA Vitality & Snap Fitness

    As an AIA Vitality member you can join Snap Fitness on a new 12 month gym membership and get your first 6 weeks free. Plus, you’ll earn AIA Vitality Points every day you visit the Snap Fitness club.

    With 24/7 gym access at 59 clubs across New Zealand you are sure to find a Snap Fitness to suit your needs. And you can train at any Snap Fitness gym anywhere in New Zealand.

    AIA Vitality is a science-backed health and wellbeing programme that provides the guidance, tools, and rewards to get more out of life and start thriving. Want to know more? Check out how the AIA Vitality programme works.

    HOW TO JOIN AIA VITALITY

    To join AIA Vitality and start thriving, you must hold an eligible life, trauma, disability, income protection or health insurance policy and pay a membership fee of $11.50 per month. If you are already an AIA customer and wish to join AIA Vitality, chat with us, or talk to your adviser to see if your policy is eligible.

    If you are just starting on your insurance journey, check out our Starter Plans which include an AIA Vitality Starter membership. Plans start from $5.65* per fortnight, for basic rent protection or $5.90* for life insurance which you can buy online in minutes.

    See how AIA Vitality Starter and AIA Vitality compare.

    How AIA Vitality Rewards you

    • Great discounts

      Get instant access to great discounts from sports apparel and movie tickets to endota vouchers, just by activating and logging into your app.

    • Earn every week

      Earn $5 Active Rewards each week you meet your physical activity target - thats up to $260 per year - or earn an Apple Watch Series 9 (GPS) in full.

    • Save on your insurance

      Receive a 10% premium discount on your first year, then you’re in control of the discount you receive. For more information see AIA Vitality Premium Adjustment Rules.

    Please view the full AIA Vitality Terms and Conditions.
    *Pricing depends on plan selected, personal circumstances and is subject to underwriting. Refer to Starter Plans disclaimer.

    Ready to get started?

    • Chat with us
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      Talk to an Adviser
    • Apply online
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    Already an AIA Customer?

    • JOIN AIA VITALITY
      Contact Us
    • Call 0800 242 888

    Explore our products

    LIFE INSURANCE

    HEALTH INSURANCE

    TRAUMA INSURANCE

    DISABILITY INSURANCE

    INCOME PROTECTION INSURANCE

    CANCER CARE INSURANCE

    More information

    FAQs

    Read some of our top frequently asked questions about AIA Vitality

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    Can I join AIA Vitality without AIA Insurance?

    AIA Vitality is only available to an eligible Life Assured on qualifying AIA insurance policies.


    How much does it cost to join AIA Vitality?

    The AIA Vitality Membership Fee is $11.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).


    Do I get discounted insurance premiums with AIA Vitality?

    When you sign up to AIA Vitality, you receive an initial 10% premium discount on your eligible insurance policies. As an AIA Vitality member, you’re in control of the discount you receive through your ongoing engagement in the programme. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.


    What are the other rewards can I access through AIA Vitality?

    Check out our Partners and Rewards page to see all the amazing offers available to AIA Vitality members. As the programme evolves this will continue to grow.


    How do I activate my Snap Fitness gym benefit to start earning AIA Vitality Points?

    If you are an existing Snap Fitness member you will need to link your Snap Fitness membership to your AIA Vitality account and complete the contact form. You will then be contacted by a Snap Fitness staff member who will be able to assist you with activating the Snap Fitness gym benefit. Please note activation may take up to 5 days.

    For a new membership, you will need to fill in the contact form online, and chat to a Snap Fitness staff member about signing up to a new 12-month membership. You will need to provide your AIA Vitality membership number to activate your Snap Fitness gym benefit. Please note activation may take up to 5 days.


    I'm already a Snap Fitness member can I access the discount?

    Existing Snap Fitness members can get 6 weeks free when they join Snap Fitness by terminating their existing Snap Fitness membership and signing up to a new 12 Month membership (early termination fees will be waived).


    How do I start earning AIA Vitality Points as a Snap Fitness member?

    Existing and new Snap Fitness members will be able to start earning 100 AIA Vitality Points each time they visit a Snap Fitness gym (capped at 100 points per day and 15,000 per membership year) once their Snap Fitness benefit has been activated. Please note activation may take up to 5 days.


    Important information

    • Introducing AIA Vitality Brochure
    • AIA Vitality Points and Rewards Guide
    • Earning physical activity points
    • AIA Vitality Premium Adjustment Rules
    • AIA Vitality Terms and Conditions

    Terms and Conditions

    1. To get the first 6 weeks free, new Snap Fitness members will need to sign up for a 12-month membership by completing the contact form online and chatting to a Snap Fitness staff member. New members will need to pay the Snap Fitness access card fee directly to Snap Fitness. Once signed up and activated, new Snap Fitness members will be able to earn 100 AIA Vitality Points each time they visit a Snap Fitness gym (capped at 100 points per day and 15,000 per membership year). Please note activation may take up to 5 days.
    2. Existing Snap Fitness members can start earning 100 AIA Vitality Points each time they visit a Snap Fitness gym (capped at 100 points per day and 15,000 per membership year), by simply linking their existing Snap Fitness gym membership to their AIA Vitality account. Please note activation may take up to 5 days. To get the first 6 weeks free, existing Snap Fitness members must terminate their existing Snap Fitness membership and then sign a new 12-month membership by completing the contact form online and chatting to a Snap Fitness staff member (any early termination fees will be waived).

    Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at March 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective March 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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