Life Insurance
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.
For Individuals
For Business
Lump sum payment if you were to pass away or are diagnosed with a terminal illness.
Choose from private health insurance or specialised cancer insurance.
Financial support if you or your child become seriously ill or injured.
Lump sum payment if you become permanently disabled and are unable to work.
Income protection insurance provides financial support if you can't work due to an accident or illness.
Lump sum payment if you have an accident and suffer one of the covered injuries.
Gives you access to specialist consultations and diagnostic tests so that you can get on the path to treatment early.
Protection for business owners if a key person becomes seriously ill, is injured, or dies.
Financial support if a key person of your farm becomes seriously ill, injured or passes away.
Providing cost effective and comprehensive corporate group insurance for your employees.

AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.
Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.
Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.
Your go to for science-backed health and wellbeing inspiration and advice.
Earn an Apple Watch Series 11 by reaching your weekly physical activity targets
Save up to 25% on fresh fruit and veg* when shopping in-store at Woolworths.
Entry level membership automatically included with all AIA Starter Plans.
Get help with making a claim.
Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.
Make an Accidental Injury insurance claim.
A personalised end to end claims experience when support matters the most.
AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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News & Information
Our Purpose is to help New Zealanders live Healthier, Longer, Better Lives.
Get to know our Board of Directors and Executive Team
Committed to making a difference in New Zealand with our AIA Vitality Charity partners.
Helping kiwi kids live Healthier, Longer, Better lives
We're here to help! Check out our quick links and digital tools. Still have a question? Get in touch via Live Chat.
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Understanding your policy
Other useful information
Updating policies, moving house, changing names, Covid-19 support... our FAQs section has all the answers and forms.
Product updates, enhancements and policy wordings for current and closed AIA or Sovereign policies.
Find out more about CPI indexation and how it may affect your insurance cover.
Frequently asked questions regarding the AIA Vitality Fee Increase from 2 July 2026; the AIA Vitality Membership Fee will increase for all retail AIA Vitality Memberships from $11.50 to $13.50 per month.
Helpful advice if you have recently arrived, or are considering moving to New Zealand.
A list of some of the services available in New Zealand that offer support, information and help.
The latest AIA investment performance information, as well as a list of closed and terminated investment products.
If you have a complaint, we’ll do our best to resolve the situation.
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With these amazing benefits, discounts, and rewards, you'll be closer to your health and wellbeing goals and enjoying every moment of the ride.
Get amazing discounts and rewards with AIA Vitality
AIA Vitality has a wide range of partners to support you on your journey to understanding and improving your mental, physical and financial wellbeing. With amazing discounts and rewards from our programme partners reaching your health and wellbeing goals has never been easier. When you eat well, sleep well, and stay active, life feels better, and AIA Vitality is here to make sure you enjoy every step of the ride.
AIA Vitality can save you money on your gym memberships, fitness gear, spa treatments, and help you better understand and take care of your health and wellbeing.
When you make healthy choices, like tracking your sleep or reaching your weekly physical activity targets, you earn AIA Vitality points. As you earn more points you'll move your AIA Vitality status from Bronze to Silver, Gold and finally to Platinum. The higher your status, the greater the rewards.
Want to start accessing these rewards? Join AIA Vitality by adding it to your eligible AIA insurance policy and getting a 10% discount on your insurance premium for the first year. Then download and sign up to the AIA Vitality app to get started. Continue to engage with the AIA Vitality programme and you can earn up to a 20% discount on your eligible insurance premium. Your premium discount will increase, decrease or stay the same annually based on the AIA Vitality Status you achieve. Start your journey towards better health and savings today! See FAQ for more details.
If you are just starting on your insurance journey, check out our Starter Plans which include an AIA Vitality Starter membership. Check out how AIA Vitality Starter and AIA Vitality compare.
Already an AIA Customer?
Already an AIA Vitality member?
Get a free AIA Vitality Health Check from a selected Unichem or Life Pharmacy
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Get up to 80% off nutrition consultations with dietitian/nutritionist through Mission Nutrition
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Get 30% off the online Single Will and Will It packages with Footprint
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Free access to Allen Carr’s Easyway to Quit Smoking & Vaping seminar
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Get 50% cashback on an AIA Vitality Fitness Assessment from Snap Fitness or CEPNZ
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Save up to 25% on a MoleMap service
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Save up to 25% on fresh fruit & veg* every month at Woolworths when you scan your Everyday Rewards Card
Free access to Allen Carr's Easyway to Quit Alcohol seminar
Partnering with Groov, you can read, watch & listen to free mental wellbeing content in the AIA Vitality app
Save up to 50% on a Les Mills membership (via discount + cashback)
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Get 6 weeks free on a Snap Fitness membership
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Up to 30% off selected Samsung devices
25% off selected New Balance footwear, apparel and accessories
Get up to 25% off selected Garmin wearable devices
Save 10% on your eligible insurance premium
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Up to 50% off movie tickets with HOYTS and EVENT Cinemas
Save up to 50% on endota Gift Cards
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Earn up to 300 Airpoints a year with status rewards + an additional 260 Airpoints through Active Rewards
Learn more
OR
Earn up to 40,200 Everyday Rewards points (equivalent to $300) a year with Status Rewards + and additional 34,660 Everyday Rewards points (equivalent to $260) through Active Rewards
*Percentage discount applies on a maximum eligible spend of $60 per calendar month. T&Cs apply. Find out more by clicking on the Learn More link for each offer (if applicable). Benefits and rewards are subject to the AIA Vitality Terms and Conditions.
Read some of our top frequently asked questions about AIA Vitality
No, AIA Vitality is only available when attached to an eligible AIA insurance policy. Each Life Assured under an eligible AIA insurance policy can become an AIA Vitality member.
The AIA Vitality Membership Fee is $13.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).
When you sign up to AIA Vitality you receive a 10% premium discount on your eligible insurance policies for your first year. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality program. On your policy anniversary, your premium discount will be adjusted up or down or will stay the same depending on your AIA Vitality Status achieved. For more details on Premium Flex, refer to the AIA Vitality premium adjustment rules.
Copyright © 2026, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at July 2026 and is subject to change at any time. It contains only a summary of the AIA Vitality programme. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.
We will be in contact as soon as we can.
Did you know, with an eligible policy you can view, claim and update your insurance with MyAIA? Find out more